|
5056 OAK LEAF LANE, Hernando Beach, FL, 34607 | $475,000
Brand new coastal stilt home with 4+ CAR GARAGE, located only one block from the main Hernando Beach boat ramp with GULF ACCESS. Welcome to your dream home in beautiful Hernando Beach. This brand-new 3-bedroom, 2-bathroom elevated home offers the perfect combination of modern design, functional space, and the relaxed Florida waterfront lifestyle.
This NEW CONSTRUCTION HOME INCLUDES THREE COMBINED LOTS TOTALING NEARLY HALF AN ACRE, providing rare extra space and flexibility in one of the area’s most desirable coastal communities. Located just minutes from the public boat ramp, this home is ideal for boaters, anglers, and outdoor enthusiasts.
Durable composite wood stairs provide access from both the garage and exterior entry. Inside, the open great room floor plan showcases 9-foot ceilings and luxury vinyl plank flooring throughout, creating a bright and modern living space perfect for entertaining.
The gourmet kitchen features a large center island, quartz countertops, stainless steel appliances, built-in microwave and refrigerator, custom subway tile backsplash, cast iron farmhouse sink, wood cabinetry, built-in desk area, and a spacious pantry.
The dedicated laundry room includes cabinetry along with a front-load washer & dryer for added convenience. The guest bathroom offers a tub/shower combination with floor-to-ceiling custom tile.
The spacious primary suite includes a walk-in closet and a luxurious en-suite bathroom with extensive cabinet storage and a floor-to-ceiling tiled snail shower.
The expansive 4+ CAR GARAGE spans the entire footprint of the home and offers incredible storage for boats, vehicles, golf carts, and recreational equipment. Features include 8-foot garage doors, 10-foot ceilings, LED lighting, ceiling outlets, and a pre-wired 220-volt outlet for electric vehicle charging.
Additional features include hurricane impact windows and elevated construction for added peace of mind. Estimated homeowner’s insurance is approximately $1, 362/year and flood insurance is approximately $3, 520/year.
With three lots included, the property offers endless possibilities for boat/RV parking, a future pool, guest house, additional garage, or outdoor entertaining space.
Enjoy the Hernando Beach lifestyle with boating, kayaking, paddleboarding, and fishing just minutes away. Conveniently located near Weeki Wachee Springs, shopping, dining, hospitals, and top-rated schools.
No HOA, no deed restrictions, and short-term rentals allowed—perfect for full-time living, a vacation home, or investment property.
Easy access to the Suncoast Parkway for commuting to Tampa and surrounding areas.
Move-in ready new construction in a desirable Gulf access community.
Home can be purchased without the two additional lots for $399, 900.
Features
- Rooms: 4
- Bedrooms: 3
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Style: Elevated
- Year Built: 2026
- Garage: 4-car Boat, Garage Door Opener, Oversized, RV Parking
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,680
- Acreage: 0.44
- Est. Taxes: $709
- Lot Desc: Cleared, Flood Insurance Required, FloodZone, Near Marina, Near Public Transit
- Elem. School: Westside Elementary-HN
- Middle School: Fox Chapel Middle School
- High School: Weeki Wachee High School
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: TB8491060
- Days on Market: 39 days
- Website: https://www.raveis.com
/prop/TB8491060/5056oakleaflane_hernandobeach_fl?source=qrflyer
Listing courtesy of JT REALTY & ASSOCIATES Phone: 352-279-2640
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5056 OAK LEAF LANE, Hernando Beach, FL, 34607
$475,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $59 | $59 | $59 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,340 | $2,465 | $3,181 |
| Total Monthly Payment | $2,474 | $2,599 | $3,315 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388