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An exceptional Intracoastal waterfront estate awaits within the gated community of Palm Coast Plantation. Ideally situated along the Intracoastal Waterway, this meticulously maintained custom residence offers approximately 3, 436 square feet of thoughtfully crafted living space. Featuring three bedrooms and three-and-a-half baths, the home is designed to showcase sweeping water views that capture the serene beauty of Florida’s coastal environment.
The home makes a striking first impression with its double custom Abby Iron entry doors, complete with Low-E glass inserts that balance elegance with efficiency. These glass panels can be opened to let in fresh air, enhancing both comfort and functionality. Upon entry, the home reveals bright, open living spaces filled with natural light. Expansive windows frame stunning Intracoastal vistas and are treated with solar security film, providing energy efficiency, added privacy, and year-round comfort without sacrificing the home’s airy ambiance.
The interior layout is designed for both everyday living and effortless entertaining, with spacious gathering areas that transition seamlessly between indoor and outdoor spaces. The main living areas overlook the water and flow directly into the covered pool and outdoor entertaining areas, creating a cohesive environment perfect for hosting guests or enjoying quiet waterfront living.
Outdoor amenities truly elevate this property, offering a quintessential Florida coastal lifestyle. The covered pool area, complete with a summer kitchen and rebuilt in 2015, provides an inviting space for year-round enjoyment. A maintenance-free AZEK walkway extends from the home to a private covered boathouse and AZEK dock, constructed in 2017, and includes a dedicated sitting area. This tranquil setting is ideal for watching passing boats, observing manatees and dolphins, or simply enjoying spectacular sunsets over the Intracoastal.
For boating enthusiasts, the property is exceptionally well-equipped with a 10, 000-pound boat lift and dual jet ski supports, offering convenient access to boating, fishing, and water sports. Private stairs lead to a rare sandy shoreline along the Intracoastal, perfect for launching kayaks, relaxing by the water, or spending time outdoors with family and pets.
Set on a 70-foot-wide homesite—larger than many in Palm Coast Plantation—the property offers enhanced space and a more prominent waterfront presence. Adding further value is an existing permit from the St. Johns River Water Management District that allows vegetation trimming within the conservation easement, a notable benefit given that new permits of this kind are no longer being issued by the U. S. Army Corps of Engineers.
Recent updates provide both peace of mind and modern appeal, including fresh exterior paint completed in 2026, three newer HVAC systems, a new spa heater, an updated primary bathroom, and kitchen enhancements. Additional improvements include upgraded lighting and plumbing fixtures in the secondary bathrooms, reinforcing the home’s move-in-ready condition.
Residents of Palm Coast Plantation enjoy a private, resort-style lifestyle. Community amenities include a clubhouse, fitness center, swimming pool, tennis courts, 4 pickleball courts, walking & biking trails, and picturesque lakes throughout. This community offers abundant opportunities for outdoor recreation, including kayaking, fishing, and wildlife observation.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,039,200 | $1,039,200 | $1,039,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.263% | 6.247% | 6.117% |
| Monthly Tax Payment | $749 | $749 | $749 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,064 | $6,314 | $8,699 |
| Total Monthly Payment | $6,938 | $7,188 | $9,573 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.