45 WEBSTER LANE, Palm Coast, FL, 32164 | $400,000

Live the Florida dream in this stunning 3-bedroom, 2-bathroom, 1, 812-square-foot Palm Coast pool home! From the moment you step inside, you’ll be greeted by an open floor plan with vaulted ceilings and new skylights that flood the space with natural light. The living room flows effortlessly into the dining area with expansive windows, leading to a spacious kitchen with solid wood cabinets, abundant storage, and a bright eat-in nook. The primary suite offers a private en suite with a large vanity and walk-in shower, while the two additional bedrooms feature brand-new carpet (2025). Recent updates include new flooring throughout the family room, hallway, living room, and kitchen (2026), a new water heater, freshly painted front door, and a new paver walkway in the backyard (April 2026). Step outside to the backyard retreat, where a sparkling in-ground pool and spa sit within a newly updated enclosure (2025). An electric pool heater with 60-amp outlet (2026) and a convenient outdoor shower (2025) make entertaining and relaxing effortless. The premium tile roof with a transferable warranty (2025) completes this turn-key home. Ideally located just a mile from restaurants, shopping, and grocery stores, with easy highway access and less than 10 miles to the beach, this home perfectly combines modern updates, functional living spaces, and the ultimate outdoor oasis for Florida living. Mortgage savings may be available for buyers of this listing.

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1990
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,812
  • Acreage: 0.23
  • Est. Taxes: $2,787
  • Elem. School: Rymfire Elementary
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Pool: Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: NS1087738
  • Days on Market: 37 days
  • Website: https://www.raveis.com
    /prop/NS1087738/45websterlane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2026 12:11:35 AM)
Listing courtesy of Redfin Corporation   Phone: 407-708-9747

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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45 WEBSTER LANE, Palm Coast, FL, 32164

$400,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $320,000 $320,000 $320,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $232 $232 $232
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,970 $2,021 $2,657
Total Monthly Payment $2,277 $2,328 $2,964

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.