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Stunning Lake Hartwell views with a deep-water boat slip and lift included (#27) This is lake living done right. Welcome to 21 Harbor Gate, a beautifully positioned one-level, lower-level condo offering effortless access to the outdoors and some of the most desirable water views on the lake. This 3-bedroom, 2-bath home features a bright, open floor plan with neutral tones and generously sized rooms throughout. The main living area showcases bamboo floors, a cozy fireplace, custom built-ins, crown molding, and wainscoting, creating a warm and inviting space for both relaxing and entertaining. Large sliding glass doors lead to a covered deck where you can enjoy peaceful lake views just steps from the shoreline. The primary suite offers two closets and a beautiful view of the water, providing a private retreat at the end of the day. The kitchen offers ample cabinetry and workspace, flowing seamlessly into the dining and living areas for easy everyday living. What truly sets this property apart is the deep-water boat slip with lift, making it incredibly easy to get out on Lake Hartwell whenever you choose. Harbor Gate is a gated waterfront community offering a low-maintenance lifestyle with amenities that include a clubhouse, pool, boat trailer storage, and a courtesy dock for guests. The community also provides ample parking for residents and visitors, a rare find for lake properties. Conveniently located near I-85, Portman Marina, shopping, and dining, this property offers both privacy and accessibility. Whether you're looking for a full-time residence, weekend escape, or investment opportunity, this condo delivers exceptional value and true lakefront living. There is a $600. 00 dollar per year fee for the marina if you have a boat slip with your unit.
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Our Executive Mortgage Banker:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,517 | $1,580 | $2,107 |
| Total Monthly Payment | $1,592 | $1,655 | $2,182 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.