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Experience elevated coastal living in this exceptional oceanfront residence in St. Augustine Beach, where panoramic Atlantic views and direct beach access define a truly rare offering. Perched along the dunes with a private access to the shoreline, this 3, 093-square-foot, 5-bedroom, 4-bath home captures the essence of a relaxed yet refined beachside lifestyle. Spanning three thoughtfully designed levels, the home maximizes both versatility and breathtaking ocean vistas. The main living level, positioned on the second floor, welcomes you with rich wood flooring and an open-concept design where walls of windows frame sweeping views of the Atlantic. Natural light and coastal breezes fill the space, while the living and dining areas extend seamlessly to a spacious oceanfront deck—an ideal setting for morning coffee, sunset gatherings, or evenings listening to the waves. Furnishings are negotiable. The kitchen is both functional and inviting, featuring granite countertops, bar-top seating, and stainless steel appliances, all oriented to remain connected to the main living spaces. Two bedrooms and a full bath complete this level, offering comfort and flexibility for family or guests. The third floor is dedicated to a private primary retreat, where elevated views create a true sense of escape. A secluded oceanfront deck provides a front-row seat to the coastline, while the suite itself offers generous walk-in closets and a spacious bath with dual vanities, a jetted tub, and a separate shower—designed for both comfort and relaxation. On the first level, a fully equipped secondary living space offers its own kitchen, living area, two bedrooms, and two full baths, opening to a covered patio. This level provides exceptional flexibility for hosting guests, multigenerational living, or creating a private retreat within the home. Outside, the property continues to impress with a large, grassed backyard offering ample space to design a custom pool, complemented by a covered patio and multiple outdoor living areas that embrace the coastal setting. A private dune path places the beach just steps away, allowing for effortless days on the sand and in the surf. Don’t miss the separate dune walk over deck with seating before you hit the waves. Additional highlights include a recently updated paver driveway, newer roof, connection to city sewer, impact doors, windows and shutters, a separate laundry room, and a one-car garage—ensuring both comfort and peace of mind. Set along one of St. Augustine Beach’s most desirable stretches of oceanfront, this home offers the perfect balance of privacy and convenience, with local dining, shopping, and historic downtown St. Augustine just minutes away. Positioned in a sought-after area where short-term rentals are permitted, creating an exceptional opportunity for income generation. With sweeping ocean views from every level, direct beach access, and a layout designed for both gathering and retreat, this residence presents a rare opportunity to own a true coastal sanctuary.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,840,000 | $1,840,000 | $1,840,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.263% | 6.259% | 6.223% |
| Monthly Tax Payment | $998 | $998 | $998 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $10,738 | $11,180 | $15,527 |
| Total Monthly Payment | $11,861 | $12,303 | $16,650 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.