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***Ask about the possibility of receiving 1% reduction in interest rate and free refi. ***Situated on a beautiful, spacious lot backing up to a serene lake in the sought-after St. Johns Lake community on Johns Island, this stunning single-story home offers the perfect blend of comfort, style, and location--along with access to a picturesque 63-acre community lake. From the moment you arrive, you will appreciate the charming exterior and the expansive driveway. A rare three-car garage adds exceptional convenience and storage. Step onto the welcoming front porch and enter a bright, open interior filled with thoughtful details, including beautiful flooring, vaulted ceilings, and elegant crown molding. Just off the foyer, glass-front double doors lead to a versatile space with bay windowideal for a home office or optional 4th bedroom. Opposite, the dedicated formal dining room provides a spacious and inviting setting for gatherings and special occasions. At the heart of the home, the family room features a soaring vaulted ceiling, a cozy fireplace, and a wall of windows that showcase peaceful backyard and pond views. The space flows seamlessly into the beautifully appointed gourmet kitchen, where you will find abundant white cabinetry, gleaming quartz countertops, a subway tile backsplash, stainless steel appliances including a gas cooktop with range hood, a walk-in pantry, and an oversized island with storage and seating. A sun-filled casual dining area sits just off the kitchen, perfect for everyday meals and admiring the water views. Step outside to the screened porch and take in the large backyard with tranquil water views--an ideal setting for relaxing or entertaining. The yard offers both privacy and a picturesque backdrop, and there is even room for a potential deck or pool. * The primary suite is a true retreat, featuring a vaulted ceiling, a spacious walk-in closet, and serene views of the backyard and pond. The en suite bath delivers spa-like comfort with beautiful flooring, an extended dual-sink vanity, a large step-in shower with a built-in bench, and an additional walk-in closet. Two additional bedrooms, a full bathroom with a dual-sink vanity, and a convenient laundry room complete the interior. Residents of St. Johns Lake enjoy exceptional amenities including a lakeside swimming pool, a dog park, a play park, and a community dock perfect for launching kayaks and paddleboards. This home also offers a prime location. Here you are within 6 miles from popular Johns Island dining spots like The Royal Tern, Wild Olive, Lost Isle, and Kiss Café. The West Ashley Circle is approximately 8. 4 miles away, downtown Charleston is just 11 miles away, and Freshfields Village is a little over 15 miles away. With its stunning setting, functional layout, and unbeatable location, this exceptional home is one you do not want to miss. *Information regarding the potential addition of a pool and/or deck has not been verified by the seller or listing agent. Buyers and their agents are responsible for conducting their own due diligence to determine feasibility, including but not limited to zoning, permitting, and site conditions. Any such improvements are subject to approval by all applicable governing authorities and regulatory bodies.
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Our Executive Mortgage Banker:
$698,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $558,400 | $558,400 | $558,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,344 | $3,526 | $4,600 |
| Total Monthly Payment | $3,436 | $3,618 | $4,692 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.