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Presented by
Lois Lipow |
60 Spruce Ridge Drive, Fishkill, NY, 12524 | $449,000
Welcome home to Fox Ridge—one of Fishkill’s most sought-after communities! This beautifully updated 2-bedroom, 1. 5-bath townhome has been meticulously maintained and thoughtfully improved. Recent upgrades include removal of first-floor carpeting, fresh interior paint within the past two months, and the elimination of popcorn ceilings for a clean, modern feel. The main level offers a warm and inviting entry, an eat-in kitchen, and a dining area with sliding doors leading to a spacious deck—perfect for entertaining. The dramatic two-story living room is filled with natural light and features a cozy fireplace. A convenient main-floor laundry area, half bath, and attached one-car garage complete the level. Upstairs, you’ll find a versatile loft or media space, two generously sized bedrooms, and a full bathroom. Enjoy year-round comfort with natural gas heat and central air conditioning. Step outside to relax on the charming front porch or unwind on the expansive rear deck. The home also offers driveway parking, with additional guest spaces just across the street. The beautifully maintained Fox Ridge community showcases mature landscaping and vibrant gardens that bloom from spring through fall. Residents enjoy exceptional amenities, including a large pool with seating areas, as well as tennis and pickleball courts. The HOA provides added convenience with snow removal right to your doorstep and driveway, trash service, and full landscaping and grounds maintenance. Ideally located just minutes from the Villages of Fishkill and Beacon, with easy access to I-84 and only 7 minutes to the Beacon Metro-North station—this home offers the perfect blend of comfort, convenience, and community living.
Features
- Parking: 2-car, Attached, Driveway, Garage, Garage Door Opener, Storage
- Heating: Forced Air, Natural Gas
- Cooling: Central Air
- Levels: 2
- Amenities: Basketball Court, Clubhouse, Landscaping, Maintenance, Maintenance Grounds, Parking, Playground, Pool, Snow Removal, Tennis Court(s), Trash
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full / 1 half
- Complex: Fox Ridge
- Year Built: 1993
- Common Charge: $405 Monthly
- Approx Sq. Feet: 1,572
- Acreage: 0.01
- Est. Taxes: $8,375
- Elem. School: Fishkill Plains Elementary School
- Middle School: Van Wyck Junior High School
- High School: John Jay Senior High School
- School District: Wappingers
- Pet Policy: Breed Restrictions, Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Washer
- MLS#: 976392
- Days on Market: 10 days
- Website: https://www.raveis.com
/prop/976392/60spruceridgedrive_fishkill_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Lois LipowSales Associate
203.767.2335
Lois.Lipow@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 12303
203.913.1633
Jorge.Rivera@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeInsurance Sales Director, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
60 Spruce Ridge Drive, Fishkill, NY, 12524
$449,000
Lois Lipow
Sales Associate
William Raveis Real Estate
Phone: 203.767.2335
Lois.Lipow@raveis.com
Jorge L Rivera
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $359,200 | $359,200 | $359,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.431% | 5.668% |
| Monthly Tax Payment | $698 | $698 | $698 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,151 | $2,212 | $2,911 |
| Total Monthly Payment | $2,924 | $2,985 | $3,684 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535