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Fully renovated and ready for immediate move-into this 800sf apartment. 2685 Creston Avenue, Unit # 2-F presents a great opportunity to purchase a sponsor unit with a simplified buying process—no board approval needed. This updated home offers a bright, comfortable layout that easily accommodates both living and dining, giving you flexibility to design the space to fit your needs. Large windows bring in plenty of natural light, highlighting the modern finishes throughout. The apartment features a windowed kitchen and a windowed bathroom, combining style with everyday functionality. Classic pre-war touches like parquet flooring, arched entryways, and timeless details add charm and character. Set within a well-maintained six-story co-op with 73 units, the building includes an upgraded elevator, on-site laundry, and a live-in superintendent. The lobby showcases terrazzo floors and marble accents for a classic look. Monthly maintenance is $974. 28 and covers heat and hot water (prior to STAR). Conveniently located near Kingsbridge Road and the Grand Concourse, you’ll have easy access to shopping, dining, and daily essentials. Transportation is a breeze with nearby bus lines and the B, D, and 4 trains just a block away, offering a quick commute into Midtown Manhattan. Subletting is allowed after two years with board approval. Please note, pets and investors are not permitted. Seller covers the transfer tax, while the buyer is responsible for the seller’s attorney fee ($1, 075), ACRIS filing fee ($275), and NYC Department of Finance filing fee ($150).
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $140,000 | $140,000 | $140,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $828 | $873 | $1,144 |
| Total Monthly Payment | $903 | $948 | $1,219 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.