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Set on a full acre in the heart of Youngsville, this well-built and lovingly updated home offers comfort, charm, and true move-in-ready ease. Ideally located just minutes from the historic Village of Jeffersonville, you'll enjoy convenient access to unique shops, restaurants, grocery stores, boutiques, parks, and numerous amenities all while savoring a peaceful country setting. Inside, the home provides a warm and light-filled space. A quaint foyer greets you and opens into the living room that provides the perfect place to unwind: a beautiful bay window, custom, wood-burning fireplace, and direct access to a private covered porch where you can enjoy quiet mornings, sunny afternoons, and peaceful evenings. The updated eat-in kitchen flows nicely into a formal dining room that features a second bay window, generous light, and spacious closet. Additionally, the first-floor bedroom and full bath offer the ease of one-level living. Upstairs, you'll find two generously-sized bedrooms--one that opens to a cozy deck overlooking spacious views--each room featuring charming nooks and character. There is also a second full bath and a separate bonus room. Beautiful vintage moldings frame the windows and doorways throughout, all of which are complemented by warm, hardwood floors and custom, 6-inch baseboards. Replacement windows throughout, abundant closet space, and a full basement with newer steam boiler (2020) add to the home's comfort and practicality. Enjoy and take in the expanse of the park-like yard that invites you to garden, entertain, or simply enjoy the local wildlife. With its many upgrades and cozy charm, this special property is ready for you to move right in and call it home!
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Our Executive Mortgage Banker:
$292,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $233,600 | $233,600 | $233,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $345 | $345 | $345 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,438 | $1,477 | $1,940 |
| Total Monthly Payment | $1,858 | $1,897 | $2,360 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.