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Under contract-accepting backup offers. 3/2 POOL HOME in a FENCED YARD with NO HOA/CDD and a ton of possibilities now for sale in Ruskin! Over a quarter acre lot! NEWER ROOF (2021), NEW 2-ton mini-split unit (2025), NEWER POOL PUMP (2024), FRESHLY PAINTED, outdoor shed on cement pad, POOL & SPA with cement deck, and mature trees including a mango tree. Between the driveway, carport, and lot size itself, there's plenty of space for parking all your toys. Both the carport and front porch have updated ceilings for added aesthetic! Enter into the living room to find a corner build-in and OPEN-CONCEPT access to all rooms. TILE FLOORING THROUGHOUT - NO CARPET! The kitchen includes wood cabinetry, carport access, and enough space for a bistro dining set-up if so desired. One bedroom features a ceiling fan and full closet, and is conveniently located next to one of the full bathrooms, complete with single-sink vanity and tub/shower combination. The second bedroom is a similar size with a smaller closet, and could make a great office, family room, or den if not needed as a bedroom. The final bedroom has GUEST SUITE or IN-LAW SUITE potential with its EN-SUITE BATHROOM of single-sink vanity & shower stall, and its own access to the backyard! It even has its own little kitchenette set up! The laundry room can be found under the carport and provides additional closed-door storage. Cool off in the pool and enjoy plenty of outdoor entertaining space! This home and property have so much potential. See this incredible place for yourself by scheduling a showing today!
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Our Executive Mortgage Banker:
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$259,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $207,200 | $207,200 | $207,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $287 | $287 | $287 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,226 | $1,259 | $1,679 |
| Total Monthly Payment | $1,588 | $1,621 | $2,041 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.