18733 CHOPIN DRIVE, Lutz, FL, 33558 | $700,000

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Welcome to 18733 Chopin Drive — a beautifully maintained 5-bedroom, 3-bath, 3-car garage pool home tucked inside Cheval, one of Tampa Bay's most desirable guard-gated communities! Before you even step inside, the value is clear: a brand new roof 2026 with upgraded underlayment, a 2025 HVAC system, fresh interior paint throughout, and a freshly painted garage floor means the big ticket items are already behind — leaving you free to add your personal touches and make this home truly your own.

Step through the front door and you’ll immediately notice the vaulted ceilings and abundant natural light that set a warm, welcoming tone. The open-concept kitchen and living area create a natural gathering — for everyday living and effortless entertaining. A formal dining room adds an elegant touch for those special occasions, while the dedicated laundry room keeps daily life organized and out of sight.

Four bedrooms are thoughtfully arranged on the main level, including a spacious primary suite with his and her closets and a generous en suite bath featuring 2 separate sinks and vanities, a garden tub, and an oversized shower — your own private retreat! Upstairs, a generous 5th bedroom/flex space — complete with a closet — offers endless versatility as an additional bedroom, guest suite, home office, media room or workout space.

When it’s time to unwind, step out into your screened lanai and private pool, where peaceful pond views and Florida’s natural beauty create a serene, resort-like backdrop. Deer graze at the water’s edge and blue herons glide gracefully overhead — the kind of tranquil wildlife encounters that make you feel a world away, even though you’re minutes from the hustle and bustle of life. Whether you’re hosting a weekend cookout or enjoying a quiet Florida evening, this outdoor space truly delivers.

Located within a top-rated school district and just minutes from TPC Tampa Bay — a premier PGA Tour-caliber course right within the community — Cheval offers a lifestyle unlike any other. Optional memberships provide access to golf, tennis, pool and clubhouse amenities, allowing you to customize your resort experience. Residents enjoy 24-hour gated security, scenic surroundings and a true sense of community. Easy access to the Veterans Expressway, Dale Mabry Highway and I-275 puts Tampa’s best shopping, dining, beaches, parks and sports venues within easy reach. This is a pet-free home.
Some photos have been virtually staged.

Features

  • Rooms: 10
  • Bedrooms: 5
  • Baths: 3 full
  • Lot Size: 60 x 120
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2000
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,459
  • Acreage: 0.17
  • Lot Size: 60 x 120
  • Est. Taxes: $7,408
  • HOA Fee: $130 Annually
  • Lot Desc: Cleared, Landscaped, Level
  • View: Pool, Water
  • Water Front: Yes
  • Elem. School: McKitrick-HB
  • Middle School: Martinez-HB
  • High School: Steinbrenner High School
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8490648
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/TB8490648/18733chopindrive_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/5/2026 7:17:07 PM)
Listing courtesy of MIHARA & ASSOCIATES INC.   Phone: 813-960-2300

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

18733 CHOPIN DRIVE, Lutz, FL, 33558

$700,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $560,000 $560,000 $560,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.710%
Monthly Tax Payment $617 $617 $617
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,354 $3,494 $4,573
Total Monthly Payment $4,063 $4,203 $5,282

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.