14 HARBOR POINT PLACE, Safety Harbor, FL, 34695 | $519,900

One or more photo(s) has been virtually staged. 3 BEDROOMS. 2 FULL BATHROOMS. PRIVATE POOL. 2 CAR GARAGE. NO HOA. NOT IN A FLOOD ZONE. 14 Harbor Point Pl, Safety Harbor, FL 34695 is a single family pool home with approximately 2, 035 square feet in one of the most sought after areas of Safety Harbor, giving buyers the combination of location, updates, and livability that keeps this part of Pinellas County in demand. ROOF APPROXIMATELY 1. 5 YEARS OLD. CENTRAL AC UNDER 3 YEARS OLD. NEWER APPLIANCES. GRANITE COUNTERTOPS. Those improvements matter because they give buyers a stronger starting point and reduce the number of bigger ticket items they may otherwise expect to tackle early on. The layout is comfortable and practical, with 3 true bedrooms and 2 full bathrooms, making the home a good fit for full time living, seasonal use, downsizing without sacrificing space, or buyers who want room for guests, a home office, or flexible day to day use. The kitchen already benefits from granite countertops and newer appliances, creating a more updated and functional space for cooking, gathering, and everyday living. The main living areas connect well for regular use while still giving the home enough definition to feel usable rather than overly open or wasted. The private pool is a major part of the value here and adds the kind of Florida lifestyle appeal many buyers are specifically searching for in Safety Harbor. The pool is operational, and the outdoor setup gives a future owner room to relax, entertain, or enjoy the backyard as a true extension of the home. SELLER IS WILLING TO PROVIDE CONCESSIONS FOR POOL CLEANING AND GARAGE CEILING DRYWALL REPAIR. Some small cracks around the pavers and possible pool resurfacing may be items a future owner considers over time, but the key point is that the pool is working and already in place, which matters for buyers comparing homes with and without outdoor amenities. The home is also outside a flood zone, which is an important advantage in this market. Electrical, plumbing, and windows were noted in great condition, and the water heater was reported as good, helping support the overall picture of a property where many of the important components are already in solid shape. What helps separate this home is not just the bedroom count or pool, but the way the property lines up with what buyers are actively looking for online. For buyers searching for a SAFETY HARBOR POOL HOME, a 3 BEDROOM 2 BATHROOM HOME IN SAFETY HARBOR, a SINGLE FAMILY HOME WITH A NEWER ROOF AND NEWER AC, a FLORIDA HOME WITH NO HOA, or a HOME NEAR DOWNTOWN SAFETY HARBOR WITH A PRIVATE POOL AND 2 CAR GARAGE, this property checks multiple boxes at once. Safety Harbor continues to attract attention for its walkable downtown, waterfront setting, parks, local restaurants, community feel, and convenient access to the rest of Tampa Bay, and that larger location story only adds to the appeal here. This is the kind of home that works for a buyer who wants practical updates already completed, a layout that makes sense, and a location that continues to hold attention. SOME PHOTOS HAVE BEEN VIRTUALLY EDITED.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 79 x 122
  • Laundry: Other
  • Year Built: 1982
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,035
  • Acreage: 0.24
  • Lot Size: 79 x 122
  • Est. Taxes: $2,713
  • Elem. School: Safety Harbor Elementary-PN
  • Middle School: Safety Harbor Middle-PN
  • High School: Countryside High-PN
  • Pool: In Ground
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: TB8491223
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /prop/TB8491223/14harborpointplace_safetyharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2026 6:47:08 PM)
Listing courtesy of Silver Door Realty LLC   Phone: 954-993-0696

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

14 HARBOR POINT PLACE, Safety Harbor, FL, 34695

$519,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $415,920 $415,920 $415,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $226 $226 $226
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,394 $2,663 $3,454
Total Monthly Payment $2,712 $2,981 $3,772

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.