4260 Montalvo CT, Naples, FL, 34109 | $699,000

Welcome to this Oakmont floor plan in the highly sought-after, amenity-rich community of Village Walk. Perfectly positioned on a serene lakefront lot, this residence offers peaceful water views and an ideal setting to enjoy the Naples lifestyle.
Featuring 3 bedrooms plus a den, 2 bathrooms, and nearly 2, 000 square feet of living space, this light-filled home showcases a spacious split-bedroom layout, soaring ceilings, and an open-concept design that flows seamlessly for both everyday living and entertaining. The versatile den provides the perfect space for a home office, study, or additional guest accommodations.
Enjoy indoor-outdoor living with an enclosed lanai overlooking your own koi pond and a tranquil lake, ideal for morning coffee or evening relaxation. Additional highlights include tile and vinyl flooring, French doors, built-in cabinetry, and a 2-car garage.
Village Walk offers an exceptional lifestyle with a vibrant town center featuring resort-style pools, tennis, pickleball, fitness center, restaurant, bocce, and miles of scenic walking paths. Conveniently located in North Naples, you’re just minutes from world-class beaches, shopping, dining, and top-rated schools.
This is your opportunity to own a piece of paradise in one of Naples’ most desirable gated communities.

Features

  • Amenities: Beauty Salon,Bocce Court,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Lap Pool,Library,Play Area,Restaurant,Sidewalk,Tennis Court
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: VILLAGE WALK
  • Year Built: 1997
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 1,983
  • Acreage: 0.16
  • Est. Taxes: $5,081
  • HOA Fee: $1,704 Quarterly
  • Lot Desc: Regular
  • View: Lake
  • Community Type: Gated
  • Water Front: Yes
  • Pet Policy: With Approval
  • MLS#: 226013219
  • Website: https://www.raveis.com
    /prop/226013219/4260montalvoct_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of John R Wood Properties

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4260 Montalvo CT, Naples, FL, 34109

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $423 $423 $423
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,308 $3,443 $4,532
Total Monthly Payment $3,823 $3,958 $5,047

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.