6107 WATERFIELD WAY, St. Cloud, FL, 34771 | $599,900

Impressive FIVE bedroom TWO- and ONE-HALF Bath home on over a half-acre with Mango, Star Fruit, Sapodilla and other tropical fruit trees with pond frontage. This grand two-story home starts at the front door with a beautiful lead glass door and side lights. Enter the magnificent foyer with beautiful tile floor featuring a decorative medallion. To the left of the entrance is the formal dining room featuring crown molding, chair railing, 51/4 " baseboards and a chandelier with medallion. To your right you will walk by the amazing stairs made of wrought iron spindles, wood railing and wood flooring om your way into the formal living room featuring Mohawk hardwood cherry floors, panel molding, crown molding, 51/4' baseboards and beautifully framed doorway leading into the family room, which features Mohawk hardwood cherry flooring, crown molding and 5 1/4" baseboards. The completely remodeled kitchen features stacked beveled granite counters, granite backsplash breakfast bar, upgraded soft close cherry cabinets with a wine rack, crown molding, pull out spice and utensil drawers on either side of the range, pull out trash and recycle bin drawer, 2 Lazy Susan's, a Samsung Digital Inverter refrigerator, convection oven and cabinet pantry. Step out of the French doors off the breakfast nook and WOW! The 15 X 40 Lanai with beautiful brick paver flooring, a summer kitchen equipped with a gas cook top, gas grill, full size sink, garbage disposal cabinets and drawers with a garbage and recycle pull out, granite counters, granite backsplash, TV outlet, newer lights, THREE ceiling fans and a large patio deck outside of the lanai with the same pavers. Once you enter the home if you walk straight ahead and to through the hallway, you will be in the kitchen/breakfast nook. In the hallway is the remodeled 1/2 bath with wainscoting and tile floor. At the top of the stairs, you will walk into the loft with crown molding and a ceiling fan, straight ahead of the loft is the primary suite which features his and hers closets, a makeup vanity, a garden tub and separate shower stall. In that hallway is the laundry area and second fully remodeled bathroom. The other 4 bedrooms are on the opposite end of the hallway. All bedrooms have carpet and ceiling fans, four out of five have crown molding. There are 2 linen closets upstairs, one in the primary suite and one in the hallway. Other features of the amazing home include a water softener system, French doors to the lanai and garage all door hardware was upgraded to bronze an oversized 2 car garage. Lake Lizzie Reserve is a gated, deed restricted community with only 58 home sites and has a pond in the center of the community, sidewalks all the way around for those who love to walk and you can catch a view of Lake Lizzie at the back of the community. Lastly, there is a basketball court on the community lot in the back. Schedule your tour today!

Features

  • Amenities: Basketball Court, Gated, Park, Vehicle Restrictions
  • Rooms: 12
  • Bedrooms: 5
  • Baths: 2 full / 1 half
  • Laundry: Laundry Closet
  • Style: Contemporary
  • Year Built: 2004
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,979
  • Acreage: 0.6
  • Est. Taxes: $6,243
  • HOA Fee: $476 Quarterly
  • Lot Desc: In County, Irregular Lot, Oversized Lot, Sidewalk
  • View: Garden, Water
  • Pet Policy: Yes
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: O6391546
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /prop/O6391546/6107waterfieldway_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2026 11:58:35 PM)
Listing courtesy of FLORIDA REALTY RESULTS LLC   Phone: 407-498-3838

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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6107 WATERFIELD WAY, St. Cloud, FL, 34771

$599,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,920 $479,920 $479,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $520 $520 $520
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,955 $3,073 $4,018
Total Monthly Payment $3,567 $3,685 $4,630

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.