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Tropical "PHILODENDRON" on corner lot, centrally located in Tampa Bay’s 55+ community, Mainlands of Tamarac by the Gulf. This 2BR/2BA/2CG home offers a warm, welcoming décor with a touch of the tropics: vibrant colors showcased by rich wood plank ceramic tile flooring (2018), honey oak Plantation shutters (2020), bamboo wainscoting & new tropical ceiling fans. The kitchen & baths offer many updates. Living/Dining/Florida & Bonus rooms surround the "Heart of the Home". . . the kitchen. The beautifully updated kitchen (2018) features: wood plank tile floor, granite countertops, honey oak cabinetry, brushed nickel accents, rustic tile back splash, GE fingerprint resistant slate appliances (French door refrigerator w/ice maker, glass cooktop range w/oven, dishwasher, microwave hood), ceiling fan & dinette area. Kitchen remodel (2018) included extra cabinetry & 2 pantries. The bonus room, off kitchen dinette, is currently used as an office & craft room. This versatile space adapts to your lifestyle: den, man cave, grandchild room, craft room, office. The Florida room explodes w/natural light. Both large windows showcase the brick fireplace. Other features include plantation shutters, two ceiling fans & pass thru window to kitchen. . . great for entertaining. Bamboo wainscoting is the focus of the dining room. The popular split BR floorplan offers a private guest "suite" off the living room. This spacious, carpeted bedroom is next to the main bath which offers a white vanity, comfort height commode, converted walk-in tub to shower & grab bars. The primary bedroom is off Florida room. Also carpeted, it has a large walk-in closet, ceiling fan, large window, honey oak plantation shutters & private ensuite bath. The totally updated (2020) primary bath features a stunning, tile walk-in shower w/grab bars, matching tile floor, comfort height commode, stone countertops, honey oak double sink vanity, brushed nickel fixtures, ceiling vent, mirror & lighting. Spacious hall closet provides extra storage. The interior laundry, across from hall closet, has GE washer/dryer (2018), rich wood cabinetry & a barn door to primary bath. Home monitored by ADT security system. The oversized 2 car garage is accessed from the laundry room. Garage features include epoxy floor, utility sink, Carrier HVAC system (2018), Rheem water heater (2020), Square D electrical panel w/whole house surge protector (2018), reinforced garage door, Genie door motor, storage, exterior side door & attic w/pull-down ladder. Exterior features include a decorative front door & storm door w/hurricane panel, ring doorbell, covered front porch w/gate & pebble tek floor, cement edging around landscaping, gutters/downspouts, impact windows (2009) & tile roof (2002). Monthly maintenance fee of $415 includes lawn care/irrigation maintenance, exterior painting/power washing, water/sewer/trash, internet/cable in addition to maintaining all community property (clubhouse, pool, roads, sidewalks, lakes). Mainlands of Tamarac Unit #6 is an active, 55+ community offering a clubhouse, heated in-ground pool, shuffleboard courts, public golf course & many activities. A Tropical Paradise located in the "Heart of Tampa Bay" centrally situated between St. Petersburg, Clearwater & Tampa. Add'l conveniences include nearby shopping, sporting/cultural venues, medical/emergency care facilities, restaurants, banking, churches and easy access to Gulf coast beaches, interstates, Port of Tampa & two airports.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $590 | $590 | $590 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,775 | $1,823 | $2,431 |
| Total Monthly Payment | $2,440 | $2,488 | $3,096 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.