18 OLD OAK DRIVE N, Palm Coast, FL, 32137 | $1,350,000

Under contract-accepting backup offers. Luxury Waterfront Estate in The Sanctuary – Palm Coast, Florida
Located in The Sanctuary, one of Palm Coast’s most special gated communities, this fully furnished luxury residence offers the ultimate Florida lifestyle for discerning buyers seeking elegance, privacy, and waterfront living.
From the moment you arrive, impeccable landscaping, striking stonework, and a cobblestone driveway set the tone for what lies beyond. The side-entry three-car garage enhances curb appeal while maintaining a grand, estate-like presence.
Step inside to a breathtaking foyer showcasing 12- and 14-foot tray and coffered ceilings and a seamless open Florida floor plan designed for effortless living and entertaining. With 5 bedrooms, 4 bathrooms, and 3, 420 square feet, this home provides abundant space for family, guests, and grandchildren to enjoy unforgettable visits. Includes mother-in-law, housekeeper, or nanny suite with private entrance
The gourmet kitchen is a chef’s dream, featuring high-end solid wood cabinetry, premium stone and granite countertops, and an intuitive flow into the main living areas. Prepare your favorite dish in your convection oven and serve it with a fine wine from your wine refrigerator. Enjoy all this in your expansive dining room. Ceramic tile and wood flooring throughout the home enhance both durability and timeless sophistication.
The primary suite is a true private retreat, thoughtfully designed as a peaceful oasis. The spa-inspired en-suite bath features an expansive walk-in shower crafted with high-quality materials and elegant finishes.
Outdoor living is exceptional. The home opens to a screened lanai with a stunning cobblestone pool deck, overlooking a wide, deep saltwater canal with 100 feet of waterfront and no bridges to the Intracoastal Waterway. Jet Ski enthusiasts will appreciate the composite dock and, jet ski davit, with a floating ramp to run two additional jet skis on.
Entertain with ease in the outdoor kitchen, complete with grill, ice maker, sink, dishwasher, and a granite bar with comfortable seating—perfect for enjoying cocktails while taking in tranquil water views. Another option is you may want to sit around the gas firepit in the comfortable lounge chairs while you enjoy watching the boats traverse the canal. This outdoor living space has it all.
Additional highlights include:
• Roof replaced in 2023
• Energy-saving solar panels
• Sold fully furnished for a seamless, turnkey transition
This extraordinary residence is ideal for a wealthy retiree relocating from colder northern climates or a luxury second-home buyer seeking a refined winter escape. Opportunities to own a home of this caliber—combining design, amenities, waterfront access, and location—are truly rare.
Only a fortunate few will call this exceptional property home.

Features

  • Amenities: Gated
  • Rooms: 4
  • Bedrooms: 5
  • Baths: 4 full
  • Lot Size: 100 x
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Florida
  • Year Built: 2002
  • Garage: 3-car Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Oversized, Parking Pad
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,420
  • Acreage: 0.53
  • Lot Size: 100 x
  • Est. Taxes: $12,950
  • HOA Fee: $170 Monthly
  • Lot Desc: Cleared, Landscaped, Oversized Lot
  • View: Water
  • Water Front: Yes
  • Elem. School: Belle Terre Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pool: In Ground, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range Hood, Refrigerator, Touchless Faucet, Trash Compactor, Washer, Water Filtration System, Wine Refrigerator
  • MLS#: FC315802
  • Days on Market: 70 days
  • Website: https://www.raveis.com
    /eprop/FC315802/18oldoakdriven_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/19/2026 7:32:09 AM)
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR   Phone: 888-977-1588

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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18 OLD OAK DRIVE N, Palm Coast, FL, 32137

$1,350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,080,000 $1,080,000 $1,080,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.361% 6.183%
Monthly Tax Payment $1,079 $1,079 $1,079
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,475 $6,650 $9,114
Total Monthly Payment $7,679 $7,854 $10,318

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.