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Welcome to 462 Ridge Road in Campbell Hall, a truly exceptional colonial set on 8 private acres offering over 3, 000 square feet of beautifully designed living space. This 4-bedroom, 2. 5-bath home delivers the perfect blend of comfort, space, and functionality, featuring a stunning new kitchen by EBK Designs with custom cabinetry and quartz countertops that flows seamlessly into a bright, vaulted living room with a cozy fireplace and abundant natural light. In addition to the main living space, the home boasts a large sunken family room with a second fireplace—an inviting and versatile area ideal for relaxing, entertaining, or hosting large gatherings. The formal dining room sits just off the kitchen, creating an ideal layout for both everyday living and special occasions. A spacious finished bonus room over the two-car garage provides flexible space for a home office, den, or recreation room. Many recent upgrades to the home are not limited to the roof, HVAC, Kitchen, Pool liner. . . And the beautifully landscaped grounds enhance the home’s serene and private setting. Step outside to a large back deck overlooking a heated in-ground pool with cabana—perfect for summer entertaining and making lasting memories. The expansive acreage offers wooded privacy, and a massive barn/workshop presents endless possibilities for storage, hobbies, or creative use. Tucked away on a quiet country road yet just minutes to major commuter routes, Metro-North, and the Hudson Valley’s renowned farms, wineries, restaurants, and attractions, this property offers a rare combination of seclusion and convenience. This is more than just a home—it’s a lifestyle property that must be experienced in person to truly appreciate the space, setting, and endless possibilities it has to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.487% | 5.614% |
| Monthly Tax Payment | $1,103 | $1,103 | $1,103 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,781 | $3,988 | $5,180 |
| Total Monthly Payment | $4,976 | $5,183 | $6,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.