546 CAMBRIDGE CIRCLE, South Daytona, FL, 32119 | $215,000

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. BOOM! JUST REDUCED 18, 000. Here's your sign to make an offer on the home you've been keeping tabs on. YOU NEED TO SEE THIS HOME TO APPRECIATE THE VALUE. What if the home you've been looking for had 4 bedrooms, a fireplace, and was only 10 minutes from the beach -- without the beachside price tag? This 4-bedroom, 2-bath home with 1, 660sqft offers a split floor plan, two living areas, and plenty of space for families or first-time buyers looking to build equity over time. Inside you'll find classic white terrazzo floors, a wood-burning fireplace, and a spacious laundry room. The layout provides separation between the primary bedroom and the additional bedrooms for added privacy and flexibility. Major updates include a new roof (2024) and new water heater (2024). The fenced backyard features an 8-foot gate, allowing room to store a small boat, trailer, or other recreational equipment. Conveniently located 10 minutes from the beach, 20 minutes to Tanger Outlets, and about 1 hour to Orlando or historic St. Augustine, with easy access to schools, shopping, and everyday necessities. The home has been freshly painted inside and out, featuring a Sherwin Williams white interior and exterior colors SW Pearly White with Needlepoint Navy accents. Not located in a flood zone and no history of flooding.

Features

  • Rooms: 6
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Ranch
  • Year Built: 1966
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,664
  • Acreage: 0.25
  • Est. Taxes: $620
  • Appliances: Electric Water Heater, Range
  • MLS#: NS1087574
  • Days on Market: 26 days
  • Website: https://www.raveis.com
    /prop/NS1087574/546cambridgecircle_southdaytona_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 5:49:30 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Clark ParriottSales Associate

443.250.2910

Clark.Parriott@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joseph HartleyInsurance Sales Director, William Raveis Insurance

954.729.6530

Joseph.Hartley@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

546 CAMBRIDGE CIRCLE, South Daytona, FL, 32119

$215,000

Clark Parriott

Sales Associate

William Raveis Real Estate

Phone: 443.250.2910

Clark.Parriott@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $172,000 $172,000 $172,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $52 $52 $52
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $990 $1,101 $1,428
Total Monthly Payment $1,117 $1,228 $1,555

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.