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Ideally positioned between the Intracoastal Waterway and the Atlantic Ocean, 7 River Oaks Way offers a balance of privacy, quality construction, and coastal convenience in one of Palm Coast’s most desirable settings. Located just off scenic A1A within the quiet River Oaks community, this concrete block home provides a peaceful residential feel while remaining close to beaches, nature trails, and everyday amenities.
Spanning just over 2, 000 square feet, the home features 3 bedrooms and 2. 5 bathrooms with a layout designed for both comfort and flexibility. The main level includes a bright and open living area and a well-proportioned dining space. Granite countertops, ample cabinetry, and a breakfast nook create a functional kitchen well-suited for daily living or entertaining. French doors lead to a paver patio and fire pit, offering a private outdoor space surrounded by mature trees—ideal for relaxing evenings or hosting guests.
Upstairs, the spacious primary suite is thoughtfully separated from the secondary bedrooms and features tray ceilings, a large walk-in closet, dual vanities, a soaking tub, and a walk-in tiled shower. Two additional bedrooms, each with walk-in closets, share a Jack-and-Jill bath, making the space equally suitable for guests, home offices, or flexible-use rooms. An upstairs laundry room adds everyday convenience.
A short walk from the home, the community’s private dock on the Intracoastal Waterway provides a tranquil setting for sunset views, wildlife watching, and time spent outdoors—without the maintenance of direct waterfront ownership. With HOA dues of only $50 per month, this home delivers exceptional value in the Hammock.
Well-built, well-located, and easy to live in, 7 River Oaks Way offers a coastal lifestyle that works for a wide range of buyers—whether full-time, seasonal, or somewhere in between.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$648,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $519,120 | $519,120 | $519,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.557% | 5.990% |
| Monthly Tax Payment | $250 | $250 | $250 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,112 | $3,239 | $4,276 |
| Total Monthly Payment | $3,454 | $3,581 | $4,618 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.