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The Wilmington is a thoughtfully designed residence that blends style, comfort, and everyday functionality in Sebastian Highlands, a new construction single-family scattered homesite community in Sebastian, Indian River County. With direct connectivity to I-95 and the Florida Turnpike, travel is convenient while fishing, boating, and Florida's beautiful beaches remain close by. Everyday shopping and dining are within reach, and the absence of HOA fees adds even more appeal to this desirable coastal setting. From the moment you arrive, the welcoming covered front porch and fresh landscaping set the tone for a home crafted with care and attention to detail. Step inside to an open foyer where 9'4" flat ceilings create an immediate sense of space and light. Just off the foyer, a versatile Flex Space provides the perfect spot for a home office, hobby area, or reading retreat, before the layout flows effortlessly into the spacious great room. Natural light fills the space, complemented by six LED flush-mount lights, creating an inviting environment for relaxed evenings or lively gatherings. At the heart of the home, the open-concept great room connects seamlessly to a beautifully appointed kitchen designed for both style and practicality. Quartz countertops, upgraded soft-close cabinets, and a large center island create a striking focal point, while the open dining area nearby provides a welcoming place for meals and conversation. Sliding access to the extended screened rear patio brings Florida living to the forefront, creating the ideal setting for outdoor dining, fresh air, and peaceful moments year-round. A split-bedroom layout enhances privacy throughout the home. The primary suite serves as a serene retreat, highlighted by a tray ceiling, a spacious walk-in closet, and a spa-inspired bath featuring dual sinks, a walk-in tile shower, and a convenient linen closet designed for comfort and functionality. On the opposite side of the home, two well-placed secondary bedrooms share a full bath with a tile shower and tub combination, creating a comfortable arrangement for residents or visiting guests. Built with durability and modern convenience in mind, the home includes hurricane shutters, Zip System sheathing, and smart home technology such as a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Switches, bringing security and control to everyday living. Additional highlights include a spacious two-car garage with workshop space, ideal for storage, hobbies, or weekend projects. The Wilmington is designed for comfortable living, effortless entertaining, and enjoying everything that makes Sebastian Highlands such a desirable place to call home. Beautifully crafted spaces, modern features, and a location close to the water and daily conveniences create a setting that feels both relaxed and refined.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $331,920 | $331,920 | $331,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $89 | $89 | $89 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,963 | $2,044 | $2,690 |
| Total Monthly Payment | $2,127 | $2,208 | $2,854 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.