8428 91ST TERRACE, Seminole, FL, 33777 | $439,000

Under contract-accepting backup offers. Welcome to this beautifully renovated, NO flood-zone home nestled in the heart of Seminole, one of Pinellas County's most desirable communities. Situated adjacent to the coveted Bardmoor area, this exceptional 4-bedroom, 2-bathroom residence blends modern luxury with everyday comfort. Originally built as a smaller 2 bed, 2 bath home, previous owners expanded it with a thoughtful garage conversion and massive bonus room addition.
Step inside to discover luxury vinyl plank flooring flowing seamlessly throughout, setting an elegant tone from the moment you enter. The kitchen impresses with gleaming stainless-steel appliances and stunning granite countertops in soft shades of white and grey — a timeless palette that is both sophisticated and welcoming. Both bathrooms have been luxuriously renovated, with the second bath featuring a relaxing jacuzzi tub, perfect for unwinding after a long day.
The truly enormous great room offers endless possibilities — whether you envision entertaining, a home theater, a game room, or even multi-generational living space, the sheer size of this room (over 550 ft2!) sets this home apart from the rest. An oversized, dedicated interior laundry room adds everyday convenience and could easily house additional bathroom space.
Outside, your private backyard retreat awaits. Enjoy year-round relaxation in the spa, surrounded by elegant paver hardscaping and sheltered by a charming portico. A dedicated storage shed keeps everything organized and out of sight. The oversized driveway provides ample space for multiple vehicles, boats, or RVs — a rare and valuable find in any neighborhood.
Peace of mind comes built-in with a newer roof (2019), a fully installed solar panel system (also 2019) offering significant energy savings in Florida's sun-drenched climate, and impact-rated windows replaced in 2023 — providing superior storm protection and added insurance benefits that savvy Florida buyers will truly appreciate.
Seminole's prime location, celebrated for its top-rated schools, peaceful neighborhoods, and convenient access to the world-class Gulf Beaches, also puts you minutes from top shopping and dining and easy access to both St. Petersburg and Clearwater. This is Florida living at its finest! Schedule your private showing today before it's gone.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 61 x 100
  • Laundry: Laundry Room
  • Year Built: 1970
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,848
  • Acreage: 0.14
  • Lot Size: 61 x 100
  • Est. Taxes: $5,183
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8489579
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/TB8489579/842891stterrace_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/25/2026 4:13:27 AM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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8428 91ST TERRACE, Seminole, FL, 33777

$439,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,200 $351,200 $351,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.284% 5.595%
Monthly Tax Payment $432 $432 $432
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,050 $2,134 $2,846
Total Monthly Payment $2,557 $2,641 $3,353

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.