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220 19TH STREET, Palm Harbor, FL, 34683 | $525,000
Under contract-accepting backup offers. Welcome to this newly renovated 3-bedroom, 2-bath pool home in the heart of Palm Harbor! Located in a high and dry area with no flood zone and no evacuation zone! A covered breezeway entry leads to the home and provides access to the garage. Inside, the updated kitchen features quartz countertops, stainless steel appliances, soft-close cabinetry, tile backsplash and a dedicated coffee and cocktail bar. The kitchen opens to the dining area and family room, highlighted by a wood-burning fireplace and bay windows in the breakfast nook.
The home offers an open floor plan with vaulted ceilings, great natural light, and luxury vinyl plank flooring throughout, complemented by 5 ¼” baseboards, updated fixtures and modern hardware. A spacious indoor laundry room with utility sink adds convenience. The primary living areas flow seamlessly to a screened-in, covered patio and pool area, ideal for entertaining, along with a fully fenced backyard. Additional updates include a new A/C (2024) with transferable warranty, exterior paint (2024), R. O. drinking water system and a durable tile roof (2006).
Located in the desirable Patty Ann Acres community with low and optional HOA, this home is just one mile to Downtown Palm Harbor and close to local restaurants, shops and events. Nearby destinations include Downtown Ozona, Downtown Dunedin, Tarpon Springs Sponge Docks and Honeymoon Island. Zoned for top-rated schools including Highland Lakes Elementary, Palm Harbor Middle and Palm Harbor University High School. Close to local marinas, golf courses including Innisbrook Golf Resort, the home of the PGA Valspar Golf Tournament and within easy driving distance to Clearwater/St. Pete Airport and Tampa International Airport. You really don't want to miss seeing this home ~ Start Living the Florida Lifestyle Today!
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 75 x 105
- Laundry: Inside, Laundry Room
- Style: Mid-Century Modern, Ranch
- Year Built: 1989
- Garage: 2-car Driveway
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,458
- Acreage: 0.18
- Lot Size: 75 x 105
- Est. Taxes: $6,390
- HOA Fee: $90 Annually
- Lot Desc: Landscaped, Near Golf Course, Near Marina, Near Public Transit, Sidewalk
- Elem. School: Highland Lakes Elementary-PN
- Middle School: Palm Harbor Middle-PN
- High School: Palm Harbor Univ High-PN
- Pool: In Ground, Screen Enclosure
- Pet Policy: Yes
- Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Whole House R.O. System
- MLS#: TB8490501
- Days on Market: 31 days
- Website: https://www.raveis.com
/prop/TB8490501/22019thstreet_palmharbor_fl?source=qrflyer
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL Phone: 727-493-1555
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
220 19TH STREET, Palm Harbor, FL, 34683
$525,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $533 | $533 | $533 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,515 | $2,620 | $3,430 |
| Total Monthly Payment | $3,139 | $3,244 | $4,054 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388