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Casually elegant stone & clapboard ranch on stunning property in most desirable West Redding. Park-like setting w/extensive flowering gardens, specimen trees, stone walls, stone patios, & inviting covered pergola seating area. This sophisticated home beckons w/glass breezeway between the 2 car garage w/cheery cupola & the main home w/fieldstone foundation, chimney, & cladding. Generous proportions & open flow including 1, 373 sf on the main level plus 735 sf in the walk-out lower level w/total 2-3 BRs & 2 full baths. The heart of this home is the large living room w/custom built-ins & stone fireplace w/wood burning stove insert. The DR, open from the LR for ease of entertaining, features wide board floors & custom built-in shelving/lower cabinets flanking a large picture window. The main floor also features the bright white kitchen w/open shelves, S/S appliances, pantry & views to the stone patio/gardens. The bedroom wing offers one large BR w/multiple closets; 2nd BR w/built-in shelving, currently used as a den; plus the hall bath w/updated vanity & tub/shower. The walk-out lower level has been completely updated to create flexible living space including a family room w/2nd fieldstone fireplace; optional primary suite or guest bedroom w/French door to the stone patio; & full bath featuring glass basin sink & deep soaking tub. Many updates including exterior repainted & brand new roof (2025). Top location in sought after Redding, the "VT of CT, " yet just 61 miles to Midtown.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Built-Ins,Hardwood Floor | 10.0 x 11.0 | Main |
| Den | French Doors,Patio/Terrace,Hardwood Floor,Laminate Floor | 10.5 x 19.5 | Lower |
| Dining Room | Built-Ins,Hardwood Floor | 12.5 x 13.0 | Main |
| Family Room | Built-Ins,Fireplace,Hardwood Floor,Laminate Floor | 11.5 x 15.0 | Lower |
| Full Bath | Tile Floor | 6.0 x 8.0 | Main |
| Full Bath | Remodeled,Tile Floor | 6.0 x 8.0 | Lower |
| Kitchen | Built-Ins,French Doors,Pantry | 11.0 x 19.0 | Main |
| Living Room | Bay/Bow Window,Built-Ins,Fireplace,Hardwood Floor | 16.0 x 23.0 | Main |
| Primary Bedroom | Wall/Wall Carpet | 12.0 x 22.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $823 | $823 | $823 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,308 | $3,443 | $4,566 |
| Total Monthly Payment | $4,223 | $4,358 | $5,481 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.