Why rent when you can own?! This well maintained 2 bedroom home is located on a 40x100 lot in desirable Connetquot School District and is the perfect starter home! The first floor features recessed lighting, hardwood floors, stainless steel appliances in the kitchen and a half bathroom with washer/dryer. The upstairs is separated into two bedrooms with skylights that offer plenty of natural light and a full bathroom! There is also a partially finished basement that can be customized to your needs. This home has oil heat with baseboards and upgraded 150 amp electric service. Step out in the backyard to a deck with pavilion that is perfect for hosting! Located on a quiet street only a short drive to the Long Island Expressway, Ronkonkoma LIRR and the up and coming Station Yards, this home is a commuter's dream!
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $351,992 | $351,992 | $351,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $701 | $701 | $701 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,082 | $2,196 | $2,899 |
| Total Monthly Payment | $2,858 | $2,972 | $3,675 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.