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The perfect Rye home - situated on a quiet street near the beach, this home is loaded with charm and all amenities on over 3600 sq. ft. of living space. The sunny main level includes a spacious kitchen with a center island, high end appliances and quartzite counters opening to a breakfast room and family room with gas fireplace. There is a formal dining room and living room. The attached garage opens to a spacious mud room with cubbies and walk-in closet along with a marble tiled powder room. Four bedrooms plus an office/guest suite have access to four full baths and a powder room. The primary bedroom has two walk-in closets plus a large en suite marble bath with heated floors, double vanity and roomy shower. The large finished lower level includes a family/gaming area plus a gym space. There is a guest room/office with en suite full bath, laundry, and ample storage. Outside, the front porch welcomes you and there is parking for two cars in addition to the garage. A gated wood fence encloses the yard, with areas for play and a sizeable patio for entertaining. This home has top line mechanical features including an expansive security system, central air, central vac, three climate zones, portable generator, and sound system. It has been designed with all of spaces you want organized in the way you live. Impeccably maintained, 40 Wainwright Street is ready for your next chapter.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $2,159,200 | $2,159,200 | $2,159,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $3,138 | $3,138 | $3,138 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $11,923 | $12,945 | $17,930 |
| Total Monthly Payment | $15,186 | $16,208 | $21,193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.