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Presented by
The Phyllis Doonan Team |
LOCATION, LIFESTYLE, AND TOP-RATED SCHOOLS! Welcome to this beautifully maintained 2-BEDROOM, 2-BATHROOM attached home with a spacious 2-CAR GARAGE, ideally situated in the highly desirable Misner's Branch community of Ormond Beach. Tucked away on a QUIET CUL-DE-SAC and surrounded by mature trees, this charming neighborhood consists of ONLY 38 PRIVATE RESIDENCES and a SPARKLING COMMUNITY POOL, offering a peaceful residential setting close to the conveniences that make Ormond Beach one of Florida's most sought-after coastal communities. The outstanding location is approximately 15 MINUTES TO THE AZURE ATLANTIC OCEAN!! It is also very convenient to shopping, dining, I-95, airports, health care, social/cultural/recreational activities and more! The home is also within an EXCELLENT SCHOOL DISTRICT making it especially attractive for families seeking access to quality educational opportunities. The home welcomes you with an inviting screened front porch, the perfect place to enjoy morning coffee. The desirable split-bedroom floor plan boasts 1, 561 square feet of comfortable living space and abundance of natural light. The vaulted ceilings create a spacious and airy feel, adding to the home's warm and inviting feel. Ceramic tile and stylish wood-look flooring provide durability and elegance throughout much of the home, while decorative accent walls add warmth and character. The updated fully-equipped kitchen features generous cabinet and counter space and a beautiful wood ceiling that complements the flooring and custom finishes. The spacious primary suite offers a peaceful retreat with direct access to the screened rear patio, a large walk-in closet, and an en-suite bathroom featuring dual vanities and a private water closet. The guest bedroom enjoys convenient access to the adjacent guest bathroom, creating a comfortable and private space for family members or visitors. The screened rear patio overlooks a fenced backyard, providing an ideal setting for outdoor dining, gardening, pets, children, or simply enjoying Florida's year-round sunshine and coastal breezes. The oversized two-car garage offers ample space for vehicles, storage, hobbies, and recreational equipment. The low Association fee includes exterior maintenance, lawn service, cable TV, Internet, exterior painting, roof replacement and care, sewer & trash, exterior painting and access to the community pool.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$259,900
Sales Associates
William Raveis Real Estate
Phone: 203.428.1703
Phyllis.Doonan@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $207,920 | $207,920 | $207,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.952% |
| Monthly Tax Payment | $266 | $266 | $266 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,263 | $1,313 | $1,727 |
| Total Monthly Payment | $1,604 | $1,654 | $2,068 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.