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Presented by
Lisa Campo Team |
*Highest and Best Deadline Sunday at 8pm* This loved and cared-for turnkey home is priced considerately to sell fast. Located in the desirable Stone Creek neighborhood in the heart of West Ashley, this home is within walking distance to schools, West Ashley Greenway, and in proximity to MUSC, Citadel Mall, I-526, Downtown, and a host of shops and restaurants on your doorstep. This friendly neighborhood features a community fishing dock with kayak access to the Stono River, several ponds, a free lending library, and dog stations, all for a low HOA fee of around $260 per year. Despite its proximity to water, the home is not in a flood zone. The home features three bedrooms, with a flex space above the garage currently used as a fourth bedroom and home office. A split floor plan downstairs is ideal for growing families, with a 2-1 layout offering a full guest bathroom and a separate owner's suite with vaulted ceilings, en-suite bath, and a walk-in closet. The open and spacious living area features hardwood floors, a wood-burning fireplace, and large skylights, bringing in natural light and allowing the owners to stargaze from the comfort of their couch. The adjoining dining room and kitchen, featuring granite countertops and stainless steel appliances, give the home an open and airy feel, ideal for entertaining or evening meals. The home sits on a shaded, landscaped lot offering privacy and relaxation with large front and rear porches. With a natural wooded buffer behind the property, there are no backyard neighbors, and a variety of birds are attracted to the backyard feeders. A fire pit, hammock, and koi pond in this backyard make it an ideal location for summer get-togethers or a place to unwind at the end of the day. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$489,000
Sales Associate
William Raveis Real Estate
Phone: 860.604.1347
lisa.campo@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 970.390.2521
John.Kirkutis@raveis.com
NMLS Mortgage Loan Originator ID 1424716
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $391,200 | $391,200 | $391,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.500% | 5.710% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,314 | $2,441 | $3,194 |
| Total Monthly Payment | $2,389 | $2,516 | $3,269 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.