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Private Chalet Retreat on 10 Acres at the end of a quiet, private road in Gilboa, NY offering peace, privacy and room to roam while still being accessible year round. Escape to your own private oasis with this charming chalet-style home set on four lots totaling 10. 01 acres of flat, usable land complete with fire pit and shed for storage. The home has been freshly painted with all new flooring, creating a bright and welcoming interior. The main level features a cozy living room with wood stove, perfect for relaxing after a long day, along with an eat-in kitchen with new appliances and two comfortable bedrooms and a full bath complete the first floor for convenient one-level living. A standout feature is the spacious three-season room filled with windows, bringing the outdoors in. Add heat and transform this space into an incredible year-round family room or gathering area. Upstairs, a charming loft overlooking the living space offers flexibility for a potential third bedroom, office, or creative retreat with peaceful views of the surrounding property. Outside, enjoy the beauty of 10 private acres of flat, usable land perfect for recreation, gardening, or simply enjoying nature. No HOA fees, private road, plowing costs 250 per owner per year. Owners share maintenance costs such as gravel or upkeep of the road as needed. Taxes include all four lots. Ideal as a full-time residence, weekend escape, or Catskills getaway. If you’ve been searching for a quiet country retreat with privacy, land, and charm, this chalet delivers the perfect blend of comfort and seclusion.
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $191,920 | $191,920 | $191,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $460 | $460 | $460 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,135 | $1,197 | $1,581 |
| Total Monthly Payment | $1,670 | $1,732 | $2,116 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.