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From the moment you walk thru the door you will see and feel the difference this fully updated 2BR condo offers. Filled with natural light you can't help but want to kick off your shoes and enjoy the fun beach vibe and sunshine. Lowest priced 2BR in complex and priced to sell. This beloved condo offers all the bells and whistles including fully renovated kitchen with higher ceiling and custom lighting plus white shaker style kitchen cabinets for that fresh modern feel. Newer appliances. The neutral tile throughout makes for easy cleanup after your long day at the beach with your toes in the sand and reading a good book or a fun game of volleyball. Flat screen tv's throughout are all wall mounted to eliminate the need for heavy furniture. Each bathroom offers updated vanities and lighting to give it a completely new and contemporary feel. The screened lanai offers Southern exposure plus a lovely green lawn space. Convenient for walking your fur baby or heading out for a stroll on the beach. Sit back and relax to the sound of the waves and enjoy the smell of salt air that is calming and healing. This unit is beautifully furnished with coastal living in mind and is being offered turnkey including all furnishings. The only exception are some pieces of wall art. Currently used as a second home and vacation rental with confirmed bookings in place for great future rental income. Ocean Village Club is a gated oceanfront complex in the heart of St Augustine Beach. Walking or biking distance to coffee shops, grocery stores, excellent restaurants, donut shops and nail salons, beach shops and even entertainment. Amenities include heated and unheated pools, each with shuffleboard courts, tennis courts, fitness room, car wash area, outdoor dining pavilion and community grills, private beach walkover and more. Ocean Village Club is a pet-friendly complex that allows owners to have two pets with no weight or size restriction but only restricting aggressive breeds per their master insurance policy. Owners at their discretion can allow renters one pet. The monthly condo dues of $630 include AT&T Internet with increased speed to 300mpbs and DirecTV package, Water, Sewer, Trash Collection and Recycling, Gated Entrances with Cameras, Master Insurance Policies, Property Management and Maintenance of amenities, grounds and exterior of buildings. *NOTE Ocean Village Club was ahead of the State of Florida's deadlines completing their required Milestone Structural Inspection and Structural Integrity Reserve Study (SIRS). The minor repairs noted on the Milestone Inspection were completed in 2024 and the SIRS required initial funding were funded with existing Reserve Funds. No special assessment to owners. This is an affirmation of their strong financial history* Owners make an additional payment, a 13th Payment, of $450 toward Reserve Funds with the next payment due October 2026. Buyer will assume future payments.
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$359,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $287,200 | $287,200 | $287,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $301 | $301 | $301 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,768 | $1,863 | $2,404 |
| Total Monthly Payment | $2,144 | $2,239 | $2,780 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.