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4840 OLD OAK TRAIL, St. Cloud, FL, 34771 | $899,000
One or more photo(s) has been virtually staged. Welcome to this rare NO HOA, highly desirable property offering privacy, flexibility, and all situated on a spacious acre of land complete with a serene pond. Located in a well sought-after neighborhood, this unique estate features two separate homes, making it perfect for multi-generational living. The second home may be used as a mother-in-law suite, guesthouse or residual income.
The main residence boasts a 3-bedroom, 2-bath open floor plan designed for comfortable living and entertaining, highlighted by a gas stove in the kitchen. The bright and airy layout creates a seamless flow throughout the home. Both homes share a tankless gas water heater as well as septic tank and well water.
The detached mother-in-law suite offers a 1 bedroom, 1 bath, full kitchen equipped with an electric stove, and its own laundry room. This secondary home also includes hurricane shutters.
Enjoy the tranquility of your private pond and expansive outdoor space, all while being conveniently located near local amenities. This is a rare opportunity to own a versatile property with endless possibilities.
Features
- Rooms: 7
- Bedrooms: 4
- Baths: 3 full
- Laundry: Electric Dryer Hookup, Laundry Room
- Year Built: 2019
- Garage: 2-car Garage Door Opener
- Heating: Electric, Natural Gas
- Cooling: Central Air
- Approx Sq. Feet: 2,617
- Acreage: 1
- Est. Taxes: $4,044
- Elem. School: Narcoossee Elementary
- Middle School: Narcoossee Middle
- High School: Harmony High
- Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
- MLS#: O6390897
- Days on Market: 44 days
- Website: https://www.raveis.com
/prop/O6390897/4840oldoaktrail_stcloud_fl?source=qrflyer
Listing courtesy of LPT Realty Phone: 877-366-2213
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4840 OLD OAK TRAIL, St. Cloud, FL, 34771
$899,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.375% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.411% | 6.487% | 6.309% |
| Monthly Tax Payment | $337 | $337 | $337 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,370 | $4,487 | $6,118 |
| Total Monthly Payment | $4,799 | $4,916 | $6,547 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388