255 Haviland Drive, Patterson, NY, 12563 | $479,900

Welcome to this enchanting country cottage, where timeless charm blends seamlessly with abundant natural light and airy, open living spaces. Sunlight pours through thoughtfully placed windows and multiple skylights, filling the home with warmth and creating an inviting, comfortable atmosphere.

Set on a beautifully landscaped property, the grounds feature mature specimen plantings, established trees, and thoughtfully curated gardens that provide color and texture throughout the seasons. Whether you’re enjoying a quiet morning coffee or entertaining guests, the setting offers both a cozy ambiance and natural beauty.

A welcoming wraparound porch, complete with a screened-in gazebo, along with two tiers of decking, creates exceptional outdoor living spaces—perfect for relaxing, dining al fresco, or hosting gatherings with folks and friends.

Inside, the home exudes character with classic details and a comfortable layout designed for everyday living. Thoughtful renovations and modern finishes enhance its cottage charm, while the bright interior connects effortlessly to the surrounding landscape, bringing the outdoors in. Nature lovers will appreciate the abundance of wildlife, making this a true birdwatcher’s retreat.

Additional features include a wood-burning stove to help offset fuel costs, as well as passive warmth from sunlit skylights that gently heat the tiled kitchen and dining floor areas.

One of the property’s most captivating features is its year-round lake views, offering a serene and picturesque backdrop in every season—from sparkling summer waters to tranquil winter scenes. Enjoy swimming, kayaking, or even ice fishing, with lake rights to Putnam Lake Park providing endless outdoor recreation.

This is a rare opportunity to own a truly unique cottage retreat in a stunning natural setting. Star refund: $835

Features

  • Amenities: Park, Parking, Playground
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Gas Dryer Hookup, Washer Hookup
  • Style: Chalet, Cottage
  • Year Built: 1943
  • Garage: 0.5-car
  • Heating: Oil, Wood
  • Cooling: Wall/Window Unit(s)
  • Basement: Full
  • Approx Sq. Feet: 1,409
  • Acreage: 0.35
  • Est. Taxes: $8,450
  • HOA Fee: $138 Annually
  • Lot Desc: Corner Lot, Front Yard
  • View: Lake, Trees/Woods, Water
  • Elem. School: John F. Kennedy
  • Middle School: Henry H Wells Middle School
  • High School: Brewster High School
  • School District: Brewster
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener Owned
  • MLS#: 975890
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /prop/975890/255havilanddrive_patterson_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Coldwell Banker Realty   Phone: 914-245-3400

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

255 Haviland Drive, Patterson, NY, 12563

$479,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $383,920 $383,920 $383,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.398% 5.710%
Monthly Tax Payment $704 $704 $704
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,271 $2,364 $3,135
Total Monthly Payment $3,050 $3,143 $3,914

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.