28959 SMUGGLERS LANE, Punta Gorda, FL, 33982 | $1,650,000

Welcome to this stunning custom residence, where timeless architecture meets the relaxed elegance of Florida living. Perfectly framed by towering palm trees and a sweeping brick paver driveway, this home makes an unforgettable first impression with its grand façade, arched entryway, and beautifully manicured landscaping. Architectural details shine throughout, from stately columns and decorative balustrades to the tile roof and refined exterior finishes that reflect a Mediterranean-inspired design. An oversized driveway and multiple garage bays provide ample space for guests and storage, while the lush surroundings create a private, estate-like setting. Situated within the exclusive, private gated enclave of The Estates on the Peace River, this extraordinary waterfront estate offers over 4, 400 square feet of luxurious living on more than an acre, showcasing endless views of the Peace River and protected preserves. This custom-built, two-story Mediterranean masterpiece features 4 spacious bedrooms, 4. 5 baths, a dedicated office, formal living and dining rooms, and a laundry room on the main level, with an upstairs fourth bedroom and full bathroom that can also serve as a media or game room. Exquisitely crafted, the home boasts soaring 16- to 20-foot coffered ceilings, 20-inch polished travertine flooring, 8-foot doors, solid wood cabinetry, granite countertops, stainless steel appliances, and a central vacuum system. The luxurious primary suite offers coffered ceilings, dual walk-in closets, and a spa-like bath complete with dual vanities, a jetted tub, and an expansive walk-through shower. Exceptional resort-style outdoor living awaits! This expansive screened lanai features a heated swimming pool with a built-in spa, offering the perfect blend of relaxation and year-round enjoyment. Designed for entertaining, the outdoor space includes ample lounging and seating areas set on elegant paver flooring, all protected by a full screen enclosure. The highlight is the tiki hut with a full kitchen, creating the ultimate outdoor entertaining and dining experience. Seamless indoor-outdoor flow and generous covered areas make this backyard a true private oasis—ideal for hosting gatherings or enjoying Florida’s outdoor lifestyle in comfort and style. Outdoors, the lush tropical landscaping is supported by a well-based irrigation system, while a three-car garage, brick paver motor court, and authentic clay tile roof complete this truly glamorous waterfront estate on the Peace River. Community amenities include boat ramp, boat slip for each home site, fishing pier, and tiki hut for casual get-togethers. For added opportunity and privacy, this property can also be combined with the adjacent Lot 20, available for an additional $150, 000. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Lot Size: 117 x 416 x 152 x 449
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Mediterranean
  • Year Built: 2008
  • Garage: 3-car Circular Driveway, Covered, Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Off Street, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 4,621
  • Acreage: 1.43
  • Lot Size: 117 x 416 x 152 x 449
  • Est. Taxes: $14,091
  • HOA Fee: $255 Monthly
  • Lot Desc: Corner Lot, FloodZone, In County, Landscaped, Level, Oversized Lot
  • View: Pool, Water
  • Water Front: Yes
  • Pool: Gunite, Heated, In Ground, Outside Bath Access, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer
  • MLS#: C7523785
  • Days on Market: 56 days
  • Website: https://www.raveis.com
    /eprop/C7523785/28959smugglerslane_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/13/2026 3:56:48 AM)

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Ying Emma ZhangLuxury Properties Specialist

917.414.8942

YingEmma.Zhang@raveis.com

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Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

28959 SMUGGLERS LANE, Punta Gorda, FL, 33982

$1,650,000

Ying Emma Zhang

Luxury Properties Specialist

William Raveis Real Estate

Phone: 917.414.8942

YingEmma.Zhang@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,320,000 $1,320,000 $1,320,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.312% 6.235% 6.223%
Monthly Tax Payment $1,174 $1,174 $1,174
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,808 $8,020 $11,139
Total Monthly Payment $9,107 $9,319 $12,438

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.