28TH STREET, Holmes Beach, FL, 34217 | $995,000

Tucked away on a serene cul-de-sac and surrounded by stunning million-dollar homes, this rare . 34-acre buildable lot on Anna Maria Island is your blank canvas for creating the ultimate Florida dream retreat. Imagine a private driveway leading to a generous 2, 000 sq/ft buildable footprint, where you can design a two-story home complete with a multi-car garage and pool. Nestled amidst lush woods and mangroves, this property offers the perfect balance of privacy and natural beauty.
Dream big—picture adding a widow’s walk to take in breathtaking views of the Intracoastal Waterway’s sunrise and the Gulf of Mexico’s unforgettable sunsets. Just steps away at the end of the street, you’ll find access to one of Florida’s finest white-sand beaches, along with endless opportunities for boutique shopping and upscale dining.
State, federal, and city compliance permits were previously obtained, and an approved survey is on hand, making the building process easier than ever. While the Army Corps permit has recently expired, it’s ready for the new owner to reinstate the permits and bring their vision to life.
Opportunities like this are incredibly rare on Anna Maria Island—don’t let this chance to design your perfect coastal haven slip away!

Features

  • Lot Size: 100 x 150
  • MLS#: A4687412
  • Days on Market: 38 days
  • Website: https://www.raveis.com
    /prop/A4687412/28thstreet_holmesbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/3/2026 7:06:23 PM)
Listing courtesy of Compass Florida LLC   Phone: 941-279-3630

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

28TH STREET, Holmes Beach, FL, 34217

$995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $796,000 $796,000 $796,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.300% 6.235% 6.164%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,709 $4,837 $6,717
Total Monthly Payment $4,801 $4,929 $6,809

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.