|
Presented by
Dan Emery |
Situated at 46 Columbus Ave in Northampton, MA, United States, this renovated and updated 1892 Victorian single-family residence is located in a sought-after neighborhood within walking distance of downtown. Its 2040 square feet of generous living spaces has been meticulously maintained and features a library with gas fireplace, three dedicated bedrooms, walk-in closet, and two full bathrooms — ensuring convenience and utility for all residents within the home. The kitchen features custom cherry cabinets and a poured-concrete counter. The property encompasses almost a 1/4 acre of landscaped features, including Goshen stone walkways and a 208 square-foot post-and-beam studio erected in 2010 using timber salvaged from the current owner's childhood farm — suitable for work, artistic pursuits, playhouse, or a backyard haven. Double parking space beside house. This property is in tremendous condition and ready for new occupants.
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Ceiling Fan(s), Flooring - Wood | Second |
| Bedroom 3 | Closet, Flooring - Wood | Second |
| Dining Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box, Recessed Lighting, Lighting - Pendant, Decorative Molding, Pocket Door | Main,First |
| Kitchen | Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Recessed Lighting, Stainless Steel Appliances, Lighting - Pendant, Lighting - Overhead, Decorative Molding | Main,First |
| Living Room | Ceiling Fan(s), Flooring - Hardwood, Window(s) - Picture, Recessed Lighting, Decorative Molding, Pocket Door, Window Seat | Main,First |
| Master Bedroom | Ceiling Fan(s), Closet, Flooring - Wood | Second |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$992,000
Sales Associate
William Raveis Real Estate
Phone: 413.362.9462
Dan.Emery@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $793,600 | $793,600 | $793,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $882 | $882 | $882 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,444 | $4,822 | $6,643 |
| Total Monthly Payment | $5,418 | $5,796 | $7,617 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.