416 MANNS HARBOR DRIVE, Apollo Beach, FL, 33572 | $545,000

One or more photo(s) has been virtually staged. Welcome to the MiraBay lifestyle—where thoughtfully designed living meets luxury resort-style amenities and everyday convenience.
Perfectly timed to make your move, this inviting Key West inspired home presents a great opportunity with a spacious and highly functional floor plan designed for the way you live today. From the moment you arrive, a charming paver walkway leads to the expanded front porch—perfect for morning coffee or unwinding in the evening, surrounded by mature tropical landscaping. Above, a private balcony provides a peaceful spot to take in Florida sunsets.
Inside, the layout offers flexibility and flow, featuring a dedicated office/den, formal dining room, and an open-concept living space ideal for both entertaining and everyday living. The kitchen is well-equipped with granite countertops, double ovens, a gas cooktop, and a breakfast area with built-in bench seating—all seamlessly connected to the main living area.
The first-floor primary suite offers both comfort and convenience, complete with direct access to the backyard. Upstairs, a generous loft provides additional living space—perfect for a media room, playroom, or second lounge—along with three additional bedrooms and a full bath.
Designed for indoor-outdoor living, the home features multiple sets of French doors leading to an oversized screened lanai and extended paver patio, creating the ideal setting for relaxing or hosting year-round.
With a highly desirable floor plan, solid features including a metal roof and plantation shutters throughout, this home presents a great opportunity to personalize and make it your own.
Ideally positioned within MiraBay, residents enjoy access to one of Tampa Bay’s most sought-after gated, waterfront communities. From the stunning waterfront clubhouse and resort-style pool with waterslide and lap lanes, to the on-site café, fitness center, and courts for tennis and pickleball—everyday living feels elevated.
Set along a 135-acre lagoon, MiraBay offers a true coastal lifestyle with opportunities for kayaking, paddleboarding, and boating with access to the Gulf. Scenic walking trails, parks, and a full calendar of community events create a connected and engaging lifestyle throughout the community.
Conveniently located just minutes from waterfront dining, marinas, and major highways, with easy access to Tampa, St. Pete, and Sarasota, this is where lifestyle and location come together.
It’s easy to see why MiraBay is considered one of Tampa Bay’s best-kept secrets.
A rare opportunity to secure space, layout, and location in MiraBay at a compelling price point-—schedule your private showing today!

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Park, Pickleball Court(s), Playground, Pool, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Key West
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Central, Electric, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,812
  • Acreage: 0.15
  • Est. Taxes: $11,453
  • HOA Fee: $190 Annually
  • Lot Desc: Landscaped, Near Marina, Sidewalk
  • Elem. School: Apollo Beach-HB
  • Middle School: Eisenhower-HB
  • High School: Lennard-HB
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Gas Water Heater, Microwave, Refrigerator
  • MLS#: TB8490028
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /prop/TB8490028/416mannsharbordrive_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2026 8:32:09 AM)
Listing courtesy of GULF SHORES REALTY ERA POWERED LLC   Phone: 813-636-0700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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416 MANNS HARBOR DRIVE, Apollo Beach, FL, 33572

$545,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $436,000 $436,000 $436,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $954 $954 $954
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,614 $2,720 $3,591
Total Monthly Payment $3,660 $3,766 $4,637

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.