435 CAICOS DRIVE, Punta Gorda, FL, 33950 | $850,000

Waterfront living at its finest in Punta Gorda Isles! Perfectly positioned on an oversized tip lot with 275 feet of concrete seawall, this beautifully maintained 3-bedroom, 3-bath pool home offers quick boating access to Charlotte Harbor and stunning wide-water views with boat traffic to enjoy throughout the day.
Designed with a spacious split-bedroom floor plan, the home features both a separate living room and family room, offering plenty of space to relax and entertain. The large open kitchen is the heart of the home and includes a breakfast peninsula, built-in desk, closet pantry, double oven, newer appliances, Kohler sink, brushed nickel faucet and sprayer, and a beautiful new marble backsplash.
The primary suite and guest spaces have been tastefully updated, including a remodeled primary bath and shower room with elegant tile and granite countertops, a remodeled guest bath with granite countertop, and a stylish third bath featuring a gorgeous new penny-tile shower floor with direct lanai and pool access.
Step outside and experience true Florida resort-style living. The screened lanai spans the entire length of the home and overlooks the water, creating the perfect setting for outdoor entertaining and unforgettable sunsets. The saltwater heated pool has been recently resurfaced with PebbleTec and includes an oversized spa with cascading waterfall. The pool is heated by solar and electric heat, allowing the spa to warm quickly, and the pool equipment was replaced and re-piped in 2025.
Boaters will appreciate the 35-foot concrete dock, while the 2. 5-car garage with extra-tall door provides room for larger vehicles and additional storage. Additional upgrades include a new tile roof, new LVP flooring throughout the main living areas, new electric window shades, central vacuum system, decorative paver driveway and walkways, and mature tropical landscaping highlighted by three stately Royal Palm trees.
For peace of mind, the home is equipped with electric hurricane shutters across the back of the home and lanai, manual roll-down shutters elsewhere, and a new impact double glass front door.
This exceptional waterfront property combines location, views, boating access, and thoughtful updates—all in one of Punta Gorda Isles’ most desirable settings.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside
  • Style: Custom
  • Year Built: 1980
  • Garage: 2-car Garage Door Opener, Oversized
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,725
  • Acreage: 0.28
  • Est. Taxes: $6,605
  • Lot Desc: Cul-De-Sac, Near Golf Course, Near Marina, Oversized Lot, Tip Lot
  • View: Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Outside Bath Access, Salt Water, Screen Enclosure, Self Cleaning, Solar Heat
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7523977
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /prop/C7523977/435caicosdrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/12/2026 11:17:11 AM)
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY   Phone: 941-627-3321

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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435 CAICOS DRIVE, Punta Gorda, FL, 33950

$850,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $680,000 $680,000 $680,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.235% 6.183%
Monthly Tax Payment $550 $550 $550
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,968 $4,132 $5,738
Total Monthly Payment $4,610 $4,774 $6,380

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.