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38 Mountain Road, Cheshire, CT, 06410 | $439,900
Nicely maintained 4-bedroom, 2 full bath split-level home offering 1, 488 sq. ft. of living space plus an additional 216 sq. ft. in the finished lower level with walk-out access. This home features hardwood flooring and a bright, inviting living room with a large bow window and a cozy brick-faced raised hearth fireplace with wood-burning insert. The spacious kitchen offers white cabinetry, stainless steel appliances and a convenient breakfast bar, opening to a dining room with access to a covered three-season porch-perfect for relaxing or entertaining. The upper level includes four bedrooms and two full baths, including a primary bedroom with en suite bath, along with two large hall closets providing excellent storage. The finished lower level offers flexible living space ideal for a family room, playroom, home office, or gym, with direct access to the two-car garage and laundry area. Additional highlights include a newer roof (2024) and a versatile layout that suits today's lifestyle. A wonderful opportunity to own a move-in ready home with great space inside and out! Come see the beauty of what the town of Cheshire offers with it's open space, Roaring Brook Falls, The Farmington Canal Heritage Trail, Parks & outdoor recreation. Offering several retail districts that feature a variety of shops and restaurants. Easy commuting with I-91, I-84, I-691, and Rt 15 (The Merritt Parkway) 30 minutes to New Haven and Hartford. Seller to find suitable housing.
Features
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full
- Laundry: Lower Level
- Style: Split Level
- Year Built: 1955
- Garage: 2-car Under House Garage,Paved,Off Street Parking,Driveway
- Heating: Hot Air
- Cooling: Central Air
- Basement: Full,Garage Access,Partially Finished,Walk-out,Full With Walk-Out
- Above Grade Approx. Sq. Feet: 1,488
- Below Grade Approx. Sq. Feet: 216
- Acreage: 0.46
- Est. Taxes: $6,670
- Lot Desc: Fence - Privacy,Fence - Full,Fence - Chain Link,Level Lot
- Elem. School: Doolittle
- Middle School: Dodd
- High School: Cheshire
- Appliances: Oven/Range,Range Hood,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24161844
- Website: https://www.raveis.com
/prop/24161844/38mountainroad_cheshire_ct?source=qrflyer
Listing courtesy of Berkshire Hathaway NE Prop. Phone: (203) 272-2828
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 11.0 x 9.0 | Upper |
| Bedroom 2 | Built-Ins,Ceiling Fan,Hardwood Floor | 13.0 x 11.7 | Upper |
| Bedroom 3 | Laminate Floor | 8.0 x 9.0 | Upper |
| Dining Room | Hardwood Floor | 10.0 x 12.0 | Main |
| Full Bath | Tub w/Shower,Laminate Floor | 4.0 x 13.0 | Upper |
| Kitchen | Remodeled,Breakfast Bar,Hardwood Floor | 11.1 x 12.1 | Main |
| Living Room | Bay/Bow Window,Fireplace,Wood Stove,Hardwood Floor | 12.0 x 18.0 | Main |
| Primary Bath | Stall Shower,Vinyl Floor | 3.1 x 5.0 | Upper |
| Primary Bedroom | Ceiling Fan,Full Bath,Hardwood Floor | 13.0 x 11.0 | Upper |
| Rec/Play Room | Vinyl Floor | 17.5 x 11.0 | Lower |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Gerry O'BrianVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 223191
203.274.0501
Gerry.OBrian@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
38 Mountain Road, Cheshire, CT, 06410
$439,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Gerry O'Brian
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.274.0501
Gerry.OBrian@raveis.com
NMLS Mortgage Loan Originator ID 223191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $351,920 | $351,920 | $351,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $556 | $556 | $556 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,082 | $2,196 | $2,874 |
| Total Monthly Payment | $2,713 | $2,827 | $3,505 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524