6900 RANCHERO COURT, St. Cloud, FL, 34771 | $1,875,000

One or more photo(s) has been virtually staged. The Pinnacle of Lakefront Living. . . . . . Designed to Entertain, Built to Endure, & Positioned to Inspire. Situated along the shore of spring-fed Bay Lake, this exceptional Estate is the only one with true, North lake frontage and access in Bay Lake Ranch. Being on the cul-de-sac of Ranchero, having private lake frontage, & abutting the 1076-acre Lake Lizzie Preserve, I'd say location & seclusion of this caliber can be very rare. The home reveals itself as a RETREAT. . . . . indoor elegance that flows seamlessly into expansive outdoor living spaces. Posed for entertaining: a theater room, game room, wet bar, sprawling lanai & summer kitchen, a lagoon-style pool & spa, a fully outfitted PAVILION boasting its OWN SUMMER KITCHEN, & a private boathouse that features 2 lifts, a composite dock/deck, lighting, water, & breathtaking sunsets. Refined interior: PLANTATION SHUTTERS, CROWN MOLDING, EPOXY FLOORS, ELECTRIC FIREPLACE(S), STONE WALL. A Chef's Kitchen without compromise: quartz counters, 2 sinks, wine racks, breakfast bar, walk-in pantry, Bosch induction cooktop, Bosch convection microwave, Subzero refrigerator, 2 Fisher & Paykel drawer dishwashers, Miele steam drawer, 48-bottle wine fridge, Bosch double oven, built-in coffee maker, a potfiller, touchless faucets, 2 disposals, pull-out spice racks, pop-up power station, & much more! Downstairs showcases your Owner's Suite & a 2nd En-suite, both with direct access to the pool lanai. Fit for a King (or Queen), this Owner's Suite has a lit tray ceiling, its own electric fireplace, 2 walk-in closets, & a spa-inspired bath. Stone accents, lavish pass-through shower, multiple rainheads, stunning bay window with bench seating & waterfall glass, dual vanities, built-in storage, & private water closets/bidet. Every additional bedroom offers its own ensuite bath, walk-in showers, & thoughtful design. . . . . . 2 of the upstairs en-suites offer balcony access, & vaulted ceilings. Another level of infrastructure: GENERAC DIESEL GENERATOR equipped to keep the entire property functioning during an outage, updated security & surveillance, cable wired throughout, ADA water closets, new smoke detectors, CENTRAL VACUUM, irrigation system, & a 3-car garage with new epoxy flooring, a half bath, new LED lights, Smart openers, & a keypad. This meticulously maintained LAKEFRONT estate blends luxury, technology, & refinement. . . . . destination-living that is entirely unforgettable. Please inquire on the complete Feature Sheet for this property.

Features

  • Rooms: 15
  • Bedrooms: 6
  • Baths: 6 full / 2 half
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2006
  • Garage: 3-car Bath In Garage, Circular Driveway, Driveway, Garage Door Opener, Garage Faces Side, Oversized, Parking Pad
  • Heating: Central, Zoned
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 5,049
  • Acreage: 3.77
  • Est. Taxes: $9,852
  • Lot Desc: Cul-De-Sac, In County, Landscaped, Street Dead-End
  • View: Pool, Trees/Woods, Water
  • Water Front: Yes
  • Pool: Gunite, Heated, In Ground, Lighting, Salt Water, Tile
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Touchless Faucet, Water Softener, Wine Refrigerator
  • MLS#: S5146413
  • Days on Market: 46 days
  • Website: https://www.raveis.com
    /eprop/S5146413/6900rancherocourt_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 9:04:43 PM)
Listing courtesy of FLORIDA REALTY RESULTS LLC   Phone: 407-498-3838

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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6900 RANCHERO COURT, St. Cloud, FL, 34771

$1,875,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,500,000 $1,500,000 $1,500,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.399% 6.499% 6.309%
Monthly Tax Payment $821 $821 $821
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,114 $9,358 $12,759
Total Monthly Payment $10,060 $10,304 $13,705

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.