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1890 DEBORAH DRIVE, #6, Punta Gorda, FL, 33950 | $310,000
Under contract-accepting backup offers. Waterfront Living Redefined: Your Paradise Garden Villas Sanctuary Awaits!
Imagine waking to the gentle sound of fountains and the sight of migrating birds across your saltwater pond. This updated waterfront villa in desirable Punta Gorda Isles delivers exactly that: the space and freedom of a single-family home with zero exterior maintenance responsibility.
The moment you step inside, you feel the difference. Cathedral ceilings and seamless indoor-outdoor flow create an open, breathing space where entertainment happens naturally. The updated kitchen with granite countertops and a stunning island becomes the heart of social gatherings. A wet bar and half-bath for guests is perfect for hosting either a quiet evening with friends or a larger party.
Working from home? The flexible office/den with a custom desk and built-ins adapts to your life. Two Murphy-style beds convert this space into guest quarters whenever company visits. The fully enclosed lanai overlooks your private water view, complete with fountains and bridges, creating a peaceful retreat, just off your living room.
A screened courtyard welcomes you with plenty of space for quiet mornings. The detached two-car garage gives you privacy and the separation and storage downsizers are looking for.
What You Get: Turn-key living. A few of many recent updates include a new metal roof with UV glass skylights (2023), HVAC system with dedicated mini-split for the lanai (2020, regularly serviced), updated appliances, electric shutters & slide-in Kevlar screens for whole home protection, and a Kinetico water softener for pure water. Everything's maintained to perfection. Just move in and enjoy.
The Real Deal: Paradise Garden Villas handles the heavy lifting. Your $1, 100 monthly COA covers landscaping, water, sewer, pest control, exterior insurance, flood insurance, pool heat & maintenance and exterior reserves, and professional management. No surprises. No single-family headaches. Just predictable costs and more time for what matters, whether it be travel, boating, fishing, golfing or enjoying the pool!
Social activities, two heated pools, clubhouse amenities, golf, boating, and the Punta Gorda Isles lifestyle are right outside your door. Boat dock available for rent.
For buyers who want space, privacy, ease of ownership, and waterfront peace without the burden, this villa delivers. Paradise found!
Features
- Amenities: Clubhouse, Pool
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Inside, Laundry Room
- Style: Florida
- Year Built: 1988
- Garage: 2-car
- Heating: Electric
- Cooling: Central Air, Mini-Split Unit(s)
- Approx Sq. Feet: 2,582
- Acreage: 0.07
- Est. Taxes: $5,242
- Condo Fee: $1,100 Monthly
- Lot Desc: City Lot
- View: Water
- Water Front: Yes
- Elem. School: Sallie Jones Elementary
- Middle School: Punta Gorda Middle
- High School: Charlotte High
- Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Filtration System
- MLS#: C7523721
- Days on Market: 27 days
- Website: https://www.raveis.com
/prop/C7523721/1890deborahdrive_puntagorda_fl?source=qrflyer
Listing courtesy of DOWNING FRYE REALTY, INC. Phone: 239-261-2244
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1890 DEBORAH DRIVE, #6, Punta Gorda, FL, 33950
$310,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $248,000 | $248,000 | $248,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.410% | 5.595% |
| Monthly Tax Payment | $437 | $437 | $437 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,447 | $1,527 | $2,010 |
| Total Monthly Payment | $1,959 | $2,039 | $2,522 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388