20 N. Main Street, Salem, NH, 03073 | $459,000

Welcome to 20 North Main Street, a well-maintained 2-bedroom, 1-bath Cape near Salem’s historic district. This home offers a functional first-floor layout with a quaint kitchen that opens to a bright dining area, a separate breakfast nook, and a spacious living room with hardwood floors and a cozy pellet stove. Both bedrooms are located at the back of the home and feature hardwood flooring with views of the backyard. Additional finished space on the second floor provides a heated, sun-filled room with large windows, ideal for a home office, guest space, or flexible use. The walkout basement expands the living area with a partially finished recreation room, office space, laundry area, workshop, and ample storage. Recent updates include windows (2019), roof (2019), gutters (2021), and an updated electrical panel (2022). Set on a level lot with views of the Spicket River, the backyard offers space for gardening, outdoor entertaining, relaxing on the deck, or gathering around the fire pit. Conveniently located near Tuscan Village, The Mall at Rockingham Park, and major highways including I-93 and I-495, offering easy access to Boston, Manchester, and nearby beaches and parks.

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Cape
  • Year Built: 1940
  • Heating: Oil,Pellet Stove,Hot Water
  • Cooling: None
  • Basement: Concrete Floor,Partially Finished,Interior Stairs,Walkout,Interior Access,Exterior Access,Basement Stairs
  • Approx Sq. Feet: 1,336
  • Acreage: 0.22
  • Est. Taxes: $5,839
  • Lot Desc: Wetlands
  • Elem. School: Barron Elementary School
  • Middle School: Woodbury School
  • High School: Salem High School
  • School District: Salem School District
  • MLS#: 5080888
  • Website: https://www.raveis.com
    /prop/5080888/20nmainstreet_salem_nh?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/16/2026
Listing courtesy of Churchill Properties   Phone: 978-578-5013
Listing Agent: Frank Capitanio

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Joanne O'KeefeVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 38342

978.314.1072

Joanne.OKeefe@raveis.com

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978-337-3053

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Our Insurance Division:

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20 N. Main Street, Salem, NH, 03073

$459,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Joanne O'Keefe

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 978.314.1072

Joanne.OKeefe@raveis.com

NMLS Mortgage Loan Originator ID 38342

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $367,200 $367,200 $367,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $487 $487 $487
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,114 $2,351 $3,049
Total Monthly Payment $2,676 $2,913 $3,611

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.