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Welcome home to this meticulously maintained and thoughtfully updated 3-bedroom, 2 full bath home. This one checks all of the boxes! The updated, eat-in kitchen features 6-month-old stainless steel appliances and offers a functional space for everyday living. The family room features vaulted ceilings, exposed beams, and a fireplace with wood stove, creating a comfortable gathering area. A large, open living and dining room offers crown molding, an additional fireplace and provides flexible space for entertaining. The home offers a spacious office, ideal for remote work or multi-purpose use. The oversized 2-car garage leads directly to a mudroom area with laundry and additional storage. The primary bedroom suite features a custom shower and heated floors. The second full bath has also been updated with heated flooring. Each bedroom offers its own cedar closet. Hardwood floors run throughout. The unfinished basement provides additional storage or future finishing potential and features a fireplace. Conveniently located close to shopping, Danbury Hospital, Western Connecticut State University, as well as nearby lakes and parks. A short walk to the relaxing water's edge. This home on level acreage offers a practical layout, key updates, and a desirable location. Schedule your showing today.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Cedar Closet,Ceiling Fan,Wall/Wall Carpet,Hardwood Floor | 12.0 x 13.9 | Main |
| Bedroom 2 | Cedar Closet,Ceiling Fan | 10.0 x 11.8 | Main |
| Dining Room | Combination Liv/Din Rm,Hardwood Floor | 11.6 x 13.1 | Main |
| Eat-In Kitchen | Dining Area,Pantry,Hardwood Floor | Main | |
| Family Room | Balcony/Deck,Beams,Ceiling Fan,Fireplace,Wood Stove,Engineered Wood Floor | 15.0 x 17.6 | Main |
| Full Bath | Remodeled,Tub w/Shower | Main | |
| Living Room | Ceiling Fan,Combination Liv/Din Rm,Dining Area,Fireplace,Hardwood Floor | 13.9 x 17.6 | Main |
| Office | Balcony/Deck,Ceiling Fan,Fireplace,Wood Stove,Vinyl Floor | Main | |
| Primary BR Suite | Cedar Closet,Ceiling Fan,Full Bath,Wall/Wall Carpet,Hardwood Floor,Tile Floor | 13.2 x 13.5 | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $431,600 | $431,600 | $431,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.419% | 5.668% |
| Monthly Tax Payment | $545 | $545 | $545 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,553 | $2,657 | $3,498 |
| Total Monthly Payment | $3,190 | $3,294 | $4,135 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.