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Located in the heart of the Northwood Historic District at 520 38th Street, this brand new construction offers a rare opportunity to own a modern masterpiece in one of West Palm Beach's most storied neighborhoods. Scheduled for completion in a few weeks, this residence is currently available for private showings while final touches are applied. The interior defines contemporary luxury with an open concept layout and light wood flooring throughout the living spaces. The kitchen serves as the home's centerpiece, featuring crisp white cabinetry paired with elegant brass hardware. A massive marble island with a waterfall edge provides a natural gathering point, illuminated by oversized dome pendants with gold leaf interiors. Professional grade stainless steel appliances, including a gas range and built in microwave, are integrated into the design. A classic white subway tile backsplash and a secondary pantry area with glass front cabinets ensure the space is as functional as it is beautiful. The dining area flows seamlessly from the kitchen, anchored by a beaded chandelier that adds organic texture to the sophisticated environment. Large windows throughout the main level flood the home with natural light, highlighting the neutral color palette and clean architectural lines. The primary suite is a sanctuary of light, featuring expansive windows and high ceilings. Its ensuite bathroom is a spa like retreat, equipped with a deep freestanding soaking tub and a walk in glass shower with a pebble stone floor. Floor to ceiling marble look tile covers the bathroom walls, complemented by champagne bronze fixtures. Additional bedrooms offer generous proportions and the same high quality finishes found throughout the residence. Positioned on a 6, 000 square foot lot just blocks from the Intracoastal Waterway, this property places you minutes from the vibrant shops of Northwood Village and the heart of downtown West Palm Beach. Experience the best of Florida's historic charm paired with the peace of mind of 2026 construction standards.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.263% | 6.121% | 6.183% |
| Monthly Tax Payment | $332 | $332 | $332 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,836 | $5,996 | $8,439 |
| Total Monthly Payment | $6,293 | $6,453 | $8,896 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.