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*Seller is willing to pay toward Buyers' closing costs. * Welcome home to this cozy corner-lot retreat near the lake. Tucked along a quiet circle drive that's perfect for peaceful walks, this 3-bedroom, 1-bath home offers warmth, comfort, and an easy, relaxed lifestyle. The fenced backyard provides a private space to unwind or let pets roam freely in this very pet-friendly neighborhood. Inside, the primary bedroom is a true retreat, featuring two walk-in closets for extra storage and everyday convenience. Laminate flooring throughout adds timeless charm, while thoughtful modern updates make daily living effortless. All appliances are included, so you can settle in and start enjoying your new home right away. This well-maintained home has been lovingly cared for and is truly move-in ready. Plus, with fiber optic internet available, you'll enjoy fast, reliable connectivity for work, streaming, and everything in between. Crawl space has been encapsulated and there is a dehumidifier in place. USDA eligible. Make your appointment to see this one today!
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Our Executive Mortgage Banker:
$205,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $164,000 | $164,000 | $164,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,010 | $1,036 | $1,362 |
| Total Monthly Payment | $1,085 | $1,111 | $1,437 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.