65 Jay Street, Stony Point, NY, 10980 | $599,999

Set within the storied charm of Stony Point, this three-level Colonial offers more than 3 bedrooms and 2. 5 baths—it offers leverage. The kind that elevates your everyday while simultaneously positioning you ahead, with low taxes and rare, income-producing potential that transforms this home into both sanctuary and strategy. The experience begins before you even step inside. Mornings on the east-facing front porch are washed in golden light as the sun rises across the horizon—an invitation to slow down, coffee in hand, and ease into the day. More than a simple feature, it offers a sense of calm that feels increasingly rare—a daily ritual waiting to be claimed. Inside, the main level is designed with quiet intention. The pass-through kitchen with modern stainless steel appliances opens into a fluid living and dining space that feels both connected and considered—perfectly suited for effortless hosting or understated nights at home. Just beyond, the deck extends your living space outward, setting the stage for al fresco dinners, late-summer gatherings, and evenings that stretch beautifully into night. Upstairs, three bedrooms provide a balance of comfort and adaptability. Whether you envision a serene primary retreat, an inspired workspace, or a welcoming guest room, each space supports the rhythm of real life. A full bath with a tub completes the level—simple, functional, and restorative. Then comes the differentiator. The finished walk-out basement—with its own full bath—is where this home separates itself entirely. Thoughtfully laid out, it offers the flexibility to create a private income-producing suite, a home business, a gym, or fully realized guest quarters. In a market where adaptability equals value, this is a decisive advantage open to your imagination. Outdoors, the property continues to deliver. The backyard offers scale and possibility—room for a future pool, space for a fire pit gathering, and enough open lawn for play, relaxation, or entertaining under the open sky. The deck anchors it all, creating a seamless indoor-outdoor lifestyle that feels both elevated and easy. In front, a private driveway accommodates multiple vehicles, while the lawn offers a welcoming, personal touch for your green thumb. This is what makes 65 Jay Street exceptional: it doesn’t rely on exaggeration or excess. It simply offers more—more flexibility, more lifestyle, more long-term value. Virtually staged.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: In Hall, Laundry Room
  • Style: Colonial
  • Year Built: 1967
  • Heating: Baseboard, Natural Gas
  • Cooling: Central Air
  • Basement: Finished, Walk-Out Access
  • Approx Sq. Feet: 1,500
  • Acreage: 0.25
  • Est. Taxes: $13,000
  • Lot Desc: Back Yard, Corner Lot, Front Yard, Hilly, Near Public Transit, Near School, Near Shops, Views
  • View: Neighborhood, Trees/Woods
  • Elem. School: Stony Point Elementary School
  • Middle School: Fieldstone Middle School
  • High School: North Rockland High School
  • School District: North Rockland (Haverstraw-stony Pt)
  • Appliances: Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 976756
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/976756/65jaystreet_stonypoint_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

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Joanne O'KeefeVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 38342

978.314.1072

Joanne.OKeefe@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

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65 Jay Street, Stony Point, NY, 10980

$599,999

Paul Berrios

Regional SVP, Insurance Sales Producer

William Raveis Real Estate

Phone: 978-337-3053

Paul.Berrios@raveis.com

Joanne O'Keefe

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 978.314.1072

Joanne.OKeefe@raveis.com

NMLS Mortgage Loan Originator ID 38342

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,999 $479,999 $479,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.304% 5.648%
Monthly Tax Payment $1,083 $1,083 $1,083
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,839 $2,917 $3,890
Total Monthly Payment $4,014 $4,092 $5,065

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.