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Presented by
Paul Berrios |
Set within the storied charm of Stony Point, this three-level Colonial offers more than 3 bedrooms and 2. 5 baths—it offers leverage. The kind that elevates your everyday while simultaneously positioning you ahead, with low taxes and rare, income-producing potential that transforms this home into both sanctuary and strategy. The experience begins before you even step inside. Mornings on the east-facing front porch are washed in golden light as the sun rises across the horizon—an invitation to slow down, coffee in hand, and ease into the day. More than a simple feature, it offers a sense of calm that feels increasingly rare—a daily ritual waiting to be claimed. Inside, the main level is designed with quiet intention. The pass-through kitchen with modern stainless steel appliances opens into a fluid living and dining space that feels both connected and considered—perfectly suited for effortless hosting or understated nights at home. Just beyond, the deck extends your living space outward, setting the stage for al fresco dinners, late-summer gatherings, and evenings that stretch beautifully into night. Upstairs, three bedrooms provide a balance of comfort and adaptability. Whether you envision a serene primary retreat, an inspired workspace, or a welcoming guest room, each space supports the rhythm of real life. A full bath with a tub completes the level—simple, functional, and restorative. Then comes the differentiator. The finished walk-out basement—with its own full bath—is where this home separates itself entirely. Thoughtfully laid out, it offers the flexibility to create a private income-producing suite, a home business, a gym, or fully realized guest quarters. In a market where adaptability equals value, this is a decisive advantage open to your imagination. Outdoors, the property continues to deliver. The backyard offers scale and possibility—room for a future pool, space for a fire pit gathering, and enough open lawn for play, relaxation, or entertaining under the open sky. The deck anchors it all, creating a seamless indoor-outdoor lifestyle that feels both elevated and easy. In front, a private driveway accommodates multiple vehicles, while the lawn offers a welcoming, personal touch for your green thumb. This is what makes 65 Jay Street exceptional: it doesn’t rely on exaggeration or excess. It simply offers more—more flexibility, more lifestyle, more long-term value. Virtually staged.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,999
Regional SVP, Insurance Sales Producer
William Raveis Real Estate
Phone: 978-337-3053
Paul.Berrios@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,999 | $479,999 | $479,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $1,083 | $1,083 | $1,083 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,839 | $2,917 | $3,890 |
| Total Monthly Payment | $4,014 | $4,092 | $5,065 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.