5540 DATIL PEPPER Road, Saint Augustine, FL, 32086 | $540,000

Elevated Coastal Living: 1-Acre Oasis with No HOA!
Experience the ultimate Florida lifestyle in this custom-built, high-and-dry retreat just 10 minutes from St. Augustine's pristine beaches. Open Rural. Perched 10. 5 feet above the ground, this modern home offers unparalleled peace of mind, sweeping nature views, and refreshing coastal breezes.
Inside, the bright 3BR/2BA open-concept floor plan features 9-foot ceilings, luxury vinyl plank flooring, and a chef's kitchen with quartz countertops and gas cooking. Accessibility is effortless thanks to a private elevator--perfect for groceries, luggage, or rainy days. Relax on your 320 sq. ft. screened back porch or enjoy the ''blank canvas'' ground level, ideal for boat storage, a workshop, or future living space.
With a metal roof, foam insulation, and No hoa or cdd fees, this is sustainable country tranquility in a prime beachside location. The Highlights: Elevated Living: Built 10. 5' up for views, breezes, and massive covered storage/parking below. Modern Comfort: Gourmet kitchen with soft-close cabinetry, quartz surfaces, and stainless Whirlpool appliances. Easy Access: Private elevator included! New Composite decking - front porch (2025) and Sunshades for front porch. The Land: The 1-acre lot features a crushed limestone driveway, native landscaping with fruiting trees, and an industrial-grade storage suite: a 20'x 8' shipping container, a 20'x 10' Handi-house, and a 7'x 7' Rubbermaid shed. Water Heating: Rinnai On-Demand Tankless system for endless hot water and energy conservation. Cooking/Gas: Homeowner-owned propane tank servicing the gas range and water heater. Water Quality: Carbon block filtration system for purified drinking water and low-flush toilets for water conservation. Storm Readiness: Seamless aluminum rain gutters with Bulldog SS screens and underground emitters to direct rainwater away from the foundation. Infrastructure: Fully underground utilities (electric, water, cable) to ensure aesthetic clarity. Efficiency: Low-cost ownership (Foam insulation + Metal roof + No HOA = low monthly overhead). Private Elevator and The "Secret" Space: 2, 000+ sq. ft. of shaded, multi-purpose ground-level space. "

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Unit
  • Year Built: 2019
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,536
  • Acreage: 1
  • Est. Taxes: $3,338
  • View: Trees/Woods
  • Appliances: Dishwasher, Microwave, Refrigerator
  • MLS#: 2136650
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/2136650/5540datilpepperroad_saintaugustine_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5540 DATIL PEPPER Road, Saint Augustine, FL, 32086

$540,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $432,000 $432,000 $432,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.520% 5.880%
Monthly Tax Payment $278 $278 $278
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,555 $2,695 $3,559
Total Monthly Payment $2,925 $3,065 $3,929

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.