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New to the market is this well maintained townhouse in River's Edge Condominiums, cared for by long term owners and offering 3 full levels of comfortable living space with 2-3 bedrooms. Major mechanicals are already taken care of with updated HVAC and central air in 2024. The front entry opens into a bright living room featuring vaulted ceilings with a skylight, laminate flooring, and a cozy corner woodstove insert with heatilator. A slider leads to an elevated deck overlooking the back lawn & tree line. The sunny dining room flows seamlessly into the kitchen, which offers generous countertop space, a breakfast bar, and great functionality for everyday cooking. A short hallway connects to a pantry closet, broom closet, half bath, and direct access to the one car garage with additional storage. The second floor features newer carpeting. At the top of the L shaped staircase is a versatile loft, perfect for a home office, hobby space, or exercise area. This level also includes 2 bedrooms & a remodeled full bath with a walk-in shower. The recently finished lower level adds valuable living space with a family room, laundry area, full bath, and a possible third bedroom or office. A glass slider opens to a covered patio tucked beneath the deck, offering another peaceful outdoor area. The association has replaced the roof and siding within the last 10-15 years. Set on 34 acres, this community offers a quiet setting while remaining conveniently close to I 84, with easy access eastbound toward Boston & westbound toward Hartford. Selling as-is.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Upper |
| Bedroom 2 | Lower | |
| Dining Room | Laminate Floor | Main |
| Family Room | Patio/Terrace,Sliders | Lower |
| Full Bath | Stall Shower | Upper |
| Full Bath | Tub w/Shower | Lower |
| Half Bath | Main | |
| Kitchen | Breakfast Bar,Pantry,Tile Floor | Main |
| Living Room | Skylight,Vaulted Ceiling,Balcony/Deck,Wood Stove,Sliders,Laminate Floor | Main |
| Loft | Upper | |
| Primary Bedroom | Walk-In Closet,Wall/Wall Carpet | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $324 | $324 | $324 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,477 | $1,515 | $1,992 |
| Total Monthly Payment | $1,876 | $1,914 | $2,391 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.