402 Eleventh St, Saint Augustine, FL, 32084 | $979,900

Coastal Luxury Just Steps from the Beach and Intracoastal! This amazingly beautiful, custom-built, energy-efficient home is perfectly located on North Beach—just two blocks from the Atlantic Ocean and only one block from the Intracoastal Waterway. Situated on a spacious 100x100 lot in Flood Zone X (no history of flooding), this exceptional property offers the ultimate Florida lifestyle with no HOA fees and no CDD fees. Adding to the privacy, the property also enjoys a rare 50-foot buffer to the east, providing additional space and separation from neighboring homes. Designed and built by a custom contractor, this stunning home features 4 bedrooms and 3 full bathrooms, a two-car garage with high ceilings and built-in cabinetry, and a tropical backyard oasis complete with a pool style spa (heats to 105 degrees) and private lanai. The beautifully landscaped yard is fully fenced and surrounded by native plants and majestic oaks, creating a peaceful and private retreat. The pool includes an automated circulating system to keep it clean and sparkling year-round. A golf cart is included, making quick trips to the beach, Intracoastal, nearby restaurants, and the boat ramp effortless. Inside, the home showcases diagonal travertine flooring throughout the main living areas and rich wood flooring in the bedrooms, along with elegant architectural details such as arched alcoves designed for artwork. The gourmet chef’s kitchen has been completely updated with brand-new custom cabinetry, quartzite countertops, cabinet-depth refrigerator, induction cooktop (with the option for gas), and thoughtfully placed cabinet lighting, making it both stunning and functional. The owner’s suite is conveniently located on the first floor, featuring a spacious bathroom with a walk-in shower and dual shower heads, along with private access to the backyard pool and outdoor shower. Two additional rooms on the main level offer flexibility as bedrooms, guest rooms, or office space. Upstairs, you’ll find a large family room perfect for a library, sitting area, or additional office space, providing extra room to relax and unwind. Green Energy features are Designed with energy efficiency in mind; this home offers features that help reduce utility costs while providing year-round comfort. Energy-efficient features include Low-E windows throughout, a tankless water heater, 19 SEER air conditioning system, cellulose insulation in 6-inch exterior walls, and closed-cell insulation in the ceilings and walk in attic with additional storage. Additional highlights include a garden shed, ample storage, and plenty of space for a boat, kayak, or RV beside the shed and behind the side gate. Publix and other conveniences are just a short two-mile drive away. This home offers the perfect combination of coastal living, luxury features, privacy, and energy efficiency, all in one of the most desirable locations on North Beach. You must see to truly appreciate all this home has to offer. Call today for a private tour. Please see attached video that includes short golf cart ride to the beach! https: //youtu. be/zbM5QDOstVk

Features

  • Amenities: Beach Access
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 100x100
  • Style: Single Family Home
  • Year Built: 2008
  • Heating: Central,Electric
  • Approx Sq. Feet: 2,298
  • Acreage: 0.23
  • Lot Size: 100x100
  • Est. Taxes: $6,710
  • Lot Desc: Cul-de-Sac,Paved
  • MLS#: 261402
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/261402/402eleventhst_saintaugustine_fl?source=qrflyer
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Listing courtesy of Century 21 St Augustine Properties

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

402 Eleventh St, Saint Augustine, FL, 32084

$979,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $783,920 $783,920 $783,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.235% 6.183%
Monthly Tax Payment $559 $559 $559
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,575 $4,763 $6,615
Total Monthly Payment $5,226 $5,414 $7,266

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.