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Situated on 0. 84 acres, this well-maintained ranch offers 1, 196 sq. ft. of comfortable living space with 3 bedrooms and 2 full baths. Step inside to find wood-beamed ceilings, hardwood floors, and abundant natural light throughout. The front living room welcomes you with a spacious layout, highlighted by a newer wood stove--perfect for cozy winter nights. Just off the living room is the kitchen, complete with a small dining area. A long hallway leads to all three bedrooms and a full bath with a conveniently located washer and dryer. The primary bedroom features its own full bath, adding to the home's functionality. An exterior staircase leads to the attic, offering an additional 598 sq. ft. of potential--ideal for a future office, den, or game room. Outside, enjoy ample parking, a storage shed, and a nicely sized lot that provides both peace and privacy. The property is zoned MU-1, allowing for live/work space and a variety of opportunities. Conveniently located just minutes from Kingston, Woodstock, and the NYS Thruway, this property offers both comfort and accessibility. The seller also owns an adjacent vacant parcel of land (with electric, well and septic improvements) which is also offered For Sale, see MLS#976823.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $263,920 | $263,920 | $263,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $607 | $607 | $607 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,561 | $1,625 | $2,155 |
| Total Monthly Payment | $2,243 | $2,307 | $2,837 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.