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***Ask about the possibility of receiving 1% reduction in interest rate and free refi. *** What a remarkable find on Johns Island. This brand-new home has just been completed and perfectly blends modern comfort with Lowcountry charm, all while being beautifully situated on a tidal creek. Set on over three-quarters of an acre in a peaceful, natural setting, this property offers so much to love. Imagine starting each morning with tranquil views of the creek or casting a fishing line from the comfort of your own backyard. As you arrive, the crushed granite driveway leads you to a gorgeous exterior highlighted by a massive front porch, the perfect spot to relax and enjoy the beautiful surroundings. Step through the impressive 8-foot front door into a stunning great room and kitchen with soaring vaulted and beamed ceilings, engineered hickory flooring, and remarkable natural light. The spacious great room easily accommodates both living and dining areas and features a striking staircase that leads to the loft space above. The kitchen is a true showstopper with hickory shaker-style cabinets, sleek stainless steel appliances, a stylish backsplash, gleaming countertops, a farmhouse sink, a huge island with seating, and a generous pantry. From here, step out to the expansive screened porch where you can take in enchanting views of the tidal creek. A screen door opens to a gravel path leading to a circular area ideal for a fire pit, creating the perfect setting for outdoor gatherings. The primary bedroom offers a light-filled retreat complete with a walk-in closet and a luxurious en suite bathroom featuring a large dual-sink vanity and a frameless tiled step-in shower with both a rain showerhead and a handheld showerhead. On the opposite side of the home, two additional bedrooms share a stylish Jack and Jill bathroom with a dual-sink vanity. Upstairs, the loft space overlooks the great room and can serve as an office, flex space, or guest quarters. A conveniently located powder room is found just off the great room. Additional highlights of this thoughtfully designed home include solid core two-panel shaker-style interior doors, one-by-six baseboards, and dimmable LED canned lights throughout. While tucked away in a serene and scenic setting, this property is also close to everything you need. You're less than four miles from local restaurants including Wild Olive, The Royal Tern, Island Provisions, Kiss Café, and Lowtide Brewery. Downtown Charleston is just 10 miles away, Freshfields Village is 14. 6 miles away, and Folly Beach is only 15 miles from your doorstep. Don't miss your chance to experience the beauty, charm, and comfort of this remarkable new home on Johns Island. **Some images have been virtually enhanced or staged. The furnishings and decor shown are for illustrative purposes only, and the actual property may appear different in person.
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Our Executive Mortgage Banker:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,817 | $3,919 | $5,149 |
| Total Monthly Payment | $3,909 | $4,011 | $5,241 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.