2907 BEAR OAK DRIVE, Valrico, FL, 33594 | $275,000

Exquisite Luxury Townhome in Oakwood Terrace – Valrico

Experience refined Florida living in this impeccably maintained three-bedroom, two-and-a-half-bath luxury townhome, ideally situated within the highly sought-after Oakwood Terrace community in Valrico. Blending timeless elegance with modern comfort, this residence offers a sophisticated yet inviting atmosphere along picturesque, tree-lined streets.

A charming front porch sets the tone for relaxed, upscale living, creating an inviting space to enjoy peaceful mornings or unwind with an evening cocktail. Inside, a thoughtfully designed open-concept floor plan is bathed in natural light, offering seamless transitions between the living, dining, and entertaining spaces. The kitchen serves as the heart of the home, beautifully appointed with rich maple cabinetry accented by crown molding, sleek Corian countertops, a spacious pantry, and an elevated breakfast bar that is perfect for both casual dining and hosting guests. Its open design overlooks the expansive living and dining areas, enhancing both flow and functionality.

Sliding glass doors lead to a private rear patio overlooking tranquil conservation and serene pond views, offering a peaceful natural backdrop and a true sense of retreat. The owner’s suite is privately positioned to capture these calming views, creating a serene escape at the end of the day. The en-suite bath features a walk-in shower and refined finishes designed to provide both comfort and understated luxury.

Upstairs, a versatile loft adds flexibility to the home, ideal for a private office, study, or additional lounge space. Throughout the residence, thoughtful upgrades and design details enhance the overall aesthetic, including ceramic tile flooring in the main living areas, maple cabinetry carried throughout the kitchen and bathrooms, designer nickel lighting fixtures, ceiling fans, modern black hardware, and classic six-panel interior doors. A well-appointed secondary bathroom offers a tub and shower combination, while the powder room features a full cabinet vanity with sink.

Completing the home is a one-car garage and a charming Craftsman-style exterior that enhances its curb appeal. Residents of Oakwood Terrace enjoy a truly low-maintenance lifestyle with HOA services that include lawn care, landscaping, water, sewer, and trash, along with access to a beautifully maintained community pool. The neighborhood is both family- and dog-friendly, offering a welcoming environment to relax and enjoy the Florida sunshine.

Ideally located just minutes from Tampa, this exceptional residence provides convenient access to premier dining, shopping, major highways, and Tampa International Airport, as well as Florida’s world-renowned Gulf Coast beaches, making it a perfect blend of luxury, comfort, and convenience. LOW HOA Fee's and No CDD Fee's.

Features

  • Amenities: Pool
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Upper Level, Washer Hookup
  • Style: Craftsman
  • Year Built: 2008
  • Garage: 1-car Driveway, Garage Door Opener
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,461
  • Acreage: 0.03
  • Est. Taxes: $4,289
  • HOA Fee: $200 Monthly
  • Lot Desc: Conservation Area, In County, Landscaped, Near Public Transit, Sidewalk
  • View: Trees/Woods, Water
  • Elem. School: Buckhorn-HB
  • Middle School: Mulrennan-HB
  • High School: Durant-HB
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8490154
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8490154/2907bearoakdrive_valrico_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/15/2026 7:32:09 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Burgio Sousa TeamSales Associates

860.983.0457

BurgioSousaTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

John KirkutisVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1424716

970.390.2521

John.Kirkutis@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Heidi SummaInsurance Sales Director, William Raveis Insurance

860.919.8074

Heidi.Summa@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2907 BEAR OAK DRIVE, Valrico, FL, 33594

$275,000

Burgio Sousa Team

Sales Associates

William Raveis Real Estate

Phone: 860.983.0457

BurgioSousaTeam@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

John Kirkutis

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 970.390.2521

John.Kirkutis@raveis.com

NMLS Mortgage Loan Originator ID 1424716

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $220,000 $220,000 $220,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.648%
Monthly Tax Payment $357 $357 $357
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,301 $1,355 $1,783
Total Monthly Payment $1,733 $1,787 $2,215

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.